302 Mill St, Lone Oak, TX 75453 Property Records

Hunt County property record for 302 Mill St, Lone Oak, TX 75453

Property Summary

Property Type	Apartments (5+ Units)
Details	5,808 sqft · built 2020
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on File
Last Sale	$576,600 (Jul 2021)
Tax Bill	$13,010 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4395-1070-007A-51`

Property Details

APN / Parcel Number

Primary APN	`4395-1070-007A-51`
Alternative APNs	`R206329` `206329`

Interior

Stories	2 Stories
Building Area	5,808 sqft Living Area
1st Floor Area	2,904 sqft
2nd Floor Area	2,904 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Family
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	135 ft deep x 101 ft wide
Garage Area	5,100 sqft
Canopy	153 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	302 MILL ST
City	LONE OAK
State	TX
Zip	75453-4122
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	S4395 ORIG TOWN OF LONE OAK BLK 107 LOT 7A ACRES .312
Legal Subdivision	ORIG TOWN OF LONE OAK
Legal Block	107
Legal Lot Number	7A
Jurisdiction	HUNT TX
Township / Civil Division	LONE OAK
Census Block Group	2
Census Block	2089
Census Tract	960700

Owner

302 Mill St, a residential property, is owned by two individuals who bought it in July 2021.

Source: Hunt County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3638 COUNTY ROAD 341, MCKINNEY, TX 75071-0537
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Jul 12, 2021	Vendor's Lien, Transfer · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC
Feb 14, 2020	Deed of Trust, Construction Loan · Line of Credit INDEPENDENT BK
Nov 15, 2019	Warranty Deed, Transfer CHICAGO TITLE/TX LLC
May 14, 2019	Warranty Deed, Transfer OTHER
Jan 2, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Deed Document Number	202114919
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0000014919
Record Updated	Sep 20, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 27, 2023
Property Address	302 MILL ST, LONE OAK, TX 75453-4122
Document Number	0000024685
Instrument Date	Dec 21, 2023
Instrument	2023-24685
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 COUNTY ROAD 341, MCKINNEY, TX 75071-0537

Mortgage

Document Number	0000024686
Date	Dec 27, 2023
Instrument	2023-24686

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 12, 2021
Property Address	302 MILL ST, LONE OAK, TX 75453-4122
Document Number	0000014919
Instrument Date	Jun 29, 2021
Instrument	2021-14919
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MILL ST, LONE OAK, TX 75453-4122

Mortgage

Document Number	0000014920
Date	Jul 12, 2021
Instrument	2021-14920

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Feb 14, 2020
Property Address	302 MILL ST, LONE OAK, TX 75453-4122
Document Number	0000002746
Instrument Date	Feb 11, 2020
Instrument	2746
Transaction Type	Construction Loan
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7200 W UNIVERSITY DR #300 MCKINNEY TX 750717202, 300, MCKINNEY, TX 75071-7202

Mortgage

Document Number	0000002746
Date	Feb 14, 2020
Instrument	2746

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75071

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Nov 15, 2019
Property Address	302 MILL ST, LONE OAK, TX 75453-4122
Document Number	0000017095
Instrument Date	Nov 4, 2019
Instrument	17095
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	CHICAGO TITLE/TX LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7200 W UNIVERSITY DR #300 MCKINNEY TX 750717202, 300, MCKINNEY, TX 75071-7202

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	May 14, 2019
Property Address	302 MILL ST, LONE OAK, TX 75453-4122
Document Number	0000006522
Instrument Date	May 13, 2019
Instrument	6522
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 FM 1571 LONE OAK TX 754534026, LONE OAK, TX 75453-4026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUNT TX
Recording Date	Jan 2, 2018
Property Address	302 MILL ST, LONE OAK, TX 75453-4122
Document Number	0000000037
Instrument Date	Dec 18, 2017
Instrument	37
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 FM 513 S LONE OAK TX 754535304, LONE OAK, TX 75453-5304

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Municipality	Lone Oak City
Unified School District	Lone Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$689,500 Land $29,650 Building $659,850	$689,500 Land $29,650 Building $659,850
2024	$13,010.00
2023		$668,340 Land $24,280 Building $644,060	$668,340 Land $24,280 Building $644,060
2022	$13,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Mill St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONE OAK serves 867 people · EPA ID TX1160006
Water Source	Purchased surface water from CASH SUD
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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