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302 Melody Ln, Berea, KY 40403 Property Records

Madison County property record for 302 Melody Ln, Berea, KY 40403 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,025 sqft · built 1968
Lot Size0.252 acres (10,977 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Feb 2026)
Tax Bill$1,132 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB008-0012-0008

Property Details

APN / Parcel Number

Primary APNB008-0012-0008
Alternative APNs
  • 119715
  • 82734
  • 44014

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,025 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Veneer
Lot Area10,977 sqft (0.252 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number44014
Street Address302 MELODY LN
CityBEREA
StateKY
Zip40403-1014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWLARK LOT PT 1 & PT 2 BLK B
Legal SubdivisionMEADOWLARK
Legal BlockB
Legal Lot Number1,2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3007
Census Tract11202

Owner

Source: Madison County records · APN B008-0012-0008

Assessment roll updated December 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address302 MELODY LN, BEREA, KY 40403-1014
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Non-Conforming Investor Loan
CITIZENS GUARANTY BANK
Sep 28, 2017Deed of Trust, Mortgage
PEOPLES BANK & TRUST CO OF MADISON CNTY
Oct 28, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 11, 2026 · Amount on Record
Deed SaleFeb 11, 2026 · Amount on Record
Deed Document Number202614317993
Deed Book / Page879 / 193
Prior Transfer DateOct 12, 2021
Prior Transfer Doc2014061160
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address302 MELODY LN, BEREA, KY 40403-1014
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 MELODY LN, BEREA, KY 40403-1014

Mortgage

Document Number0M2444/529
DateFeb 11, 2026
Book PageM2444/529
Instrument2014317994
Lender
NameCITIZENS GUARANTY BANK
TypeBank
AddressIRVINE, KY 40336
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term360 Months
DueFeb 11, 2056

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address302 MELODY LN, BEREA, KY 40403-1014
Transaction TypeMortgage
Record UpdatedDec 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01767/078
DateSep 28, 2017
Book PageM01767/078
Instrument2013965490
Lender
NamePEOPLES BANK & TRUST CO OF MADISON CNTY
TypeBank
AddressBEREA, KY 40403
Agreement
AmountAmount Recorded

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON KY
Recording DateOct 28, 2021
Property Address302 MELODY LN, BEREA, KY 40403-1014
Document Number00D813/373
Book / PageD813 / 373
Map ReferenceMB 1 PG 192
Instrument DateOct 12, 2021
Instrument2014061160
Transaction TypeTransfer
Record UpdatedDec 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address112 RAINBOW CT, 112, BEREA, KY 40403-9004

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 RAINBOW CT, BEREA, KY 40403-9004

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,132.00 (+15.39%)$95,000 (+26.67%)$95,000 (+26.67%)
2023$981.00$75,000$75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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