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302 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 302 Massachusetts Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,730 sqft · built 1936
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$3,862 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN79986

Property Details

APN / Parcel Number

Primary APN79986
Alternative APN
  • 012630000104050010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,730 sqft Heated Area
Gross Area1,794 sqft
1st Floor Area1,058 sqft
Upper Floors Area456 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1985
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area348 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79986
Street Address302 MASSACHUSETTS AVE
CitySAINT CLOUD
StateFL
Zip34769-2363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE VIEW PARK PB 1 PG 159 BLK 405 LOT 1 & N 30 FT LOT 2
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block405
Legal Lot Number1-2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1014
Census Tract43500

Owner

Source: Osceola County records · APN 79986

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address302 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2363
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2020
Deed SaleFeb 07, 2020
Prior SaleAug 10, 1999 · Amount on Record
Deed Document Number2018133192
Deed Book / Page5395 / 1096
Prior Transfer DateSep 04, 2018
Prior Transfer Doc2018133192
Record UpdatedJun 08, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 04, 2018
Property Address302 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2363
Document Number0053951096
Book / Page5395 / 1096
Map ReferenceMB1 PG159
Instrument DateAug 31, 2018
Instrument2018133192
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4625 QUAIL ROOST RD, 4625, SAINT CLOUD, FL 34772-8106

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2363

Mortgage

Document Number2018133193
DateSep 04, 2018
Instrument2018133193
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,862.00 (+8.54%) Homeowner's exemption Widower's exemption$263,668 (+7.73%)$353,400 (+13.16%) Land $60,000 Building $293,400
2023$3,558.00 (+1.25%) Homeowner's exemption Widower's exemption$244,749 (+3%)$312,300 (+12.5%) Land $55,000 Building $257,300
2022$3,514.00 Homeowner's exemption Widower's exemption$237,621$277,600 Land $50,000 Building $227,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1994, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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