302 Main St, Sutherland, IA 51058 Property Records

O'Brien County property record for 302 Main St, Sutherland, IA 51058

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,164 sqft · built 1940
Lot Size	0.362 acres (15,750 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Feb 2021)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000515600`

Property Details

APN / Parcel Number

Primary APN	`0000515600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,750 sqft (0.362 acres)
Lot Dimensions	125 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	123 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	302 MAIN ST
City	SUTHERLAND
State	IA
Zip	51058-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD OF OUT LOTS 6-7 LOTS 1, 2 & 3 EXC S 24 OF LOT 3 BLK 1
Legal Subdivision	ORIGINAL TOWN OF SUTHERLAND
Legal Block	1
Legal Lot Number	6-7,1,2
Jurisdiction	O'BRIEN IA
Township / Civil Division	WATERMAN
Census Block Group	2
Census Block	2029
Census Tract	490400

Owner

302 Main St is owned and occupied by an individual who bought it in February 2021.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	302 MAIN ST, SUTHERLAND, IA 51058-7706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Deed Document Number	2021584
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Feb 22, 2021
Property Address	302 MAIN ST, SUTHERLAND, IA 51058-7706
Document Number	202100584
Instrument Date	Feb 17, 2021
Instrument	2021-00584
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MAIN ST, SUTHERLAND, IA 51058-7706

Mortgage

Document Number	202100585
Date	Feb 22, 2021
Instrument	2021-00585

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 302 Main St was $1,624, up 17.3% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sutherland City
Unified School District	South O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00 (+17.34%)	$129,390 Land $12,220 Building $117,170	$129,390 Land $12,220 Building $117,170
2024	$1,384.00
2023		$101,440 (+32.36%) Land $9,780 Building $91,660	$101,440 Land $9,780 Building $91,660
2022	$1,338.00	$76,640 Land $6,110 Building $70,530
2021			$76,640 Land $6,110 Building $70,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007
Water Source	Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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