302 Main St, Stout, IA 50673 Property Records

Grundy County property record for 302 Main St, Stout, IA 50673

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,772 sqft · built 1957
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Jun 2023)
Tax Bill	$2,568 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`891614105012`

Property Details

APN / Parcel Number

Primary APN	`891614105012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,772 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Patio Area	270 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	302 MAIN ST
City	STOUT
State	IA
Zip	50673-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOUT, ORIGINAL PLAT, BLK 7 LOT 9-12
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF STOUT
Legal Block	7
Legal Lot Number	9-12
Jurisdiction	GRUNDY IA
Township / Civil Division	BEAVER
Census Block Group	1
Census Block	1025
Census Tract	960200

Owner

302 Main St is owned by two individuals who bought it in June 2023.

Source: Grundy County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 251, STOUT, IA 50673-0251
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Apr 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIER LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	May 18, 2010 · Amount on File
Deed Document Number	20231016
Prior Transfer Date	Jun 13, 2023
Prior Transfer Doc	0000001016
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	302 MAIN ST, STOUT, IA 50673-7708
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MAIN ST, STOUT, IA 50673-7708

Mortgage

Document Number	0020260103
Date	Jan 20, 2026
Instrument	2026-0103

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	Apr 22, 2019
Property Address	302 MAIN ST, STOUT, IA 50673-7708
Document Number	0020190670
Instrument Date	Apr 12, 2019
Instrument	2019-0670
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MAIN ST, STOUT, IA 50673-7708

Mortgage

Document Number	0020190671
Date	Apr 22, 2019
Instrument	2019-0671

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 302 Main St was $2,568.

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Grundy County
Municipality	Stout City
Unified School District	Dike-New Hartford Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,568.00	$197,870 (-) Land $12,250 Building $185,620	$197,870 (-) Land $12,250 Building $185,620
2025	$2,568.00 (-11.63%)	$197,870 Land $12,250 Building $185,620	$197,870 Land $12,250 Building $185,620
2024	$2,906.00
2023		$187,380 (+16.44%) Land $12,250 Building $175,130	$187,380 Land $12,250 Building $175,130
2022	$2,762.00	$160,930 Land $9,800 Building $151,130
2021			$160,930 Land $9,800 Building $151,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2013–2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOUT WATER SUPPLY serves 191 people · EPA ID IA3880001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dumont Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: BTWI.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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