Grand Forks County property record for 302 Main St, Emerado, ND 58228
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.522 acres (22,747 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $510 (2025) |
| Deeds & Mortgages | Jan 2014 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 42000100072001 |
| Primary APN | 42000100072001 |
|---|
| Lot Area | 22,747 sqft (0.522 acres) |
|---|
| Street Address | 302 MAIN ST |
|---|---|
| City | EMERADO |
| State | ND |
| Zip | 58228-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB: 420001 BLK: 28 LOT: ODD LOTS 5-17 ORIGINAL TOWNSITE S 12 1/2' OF LOT 5 & ALL OF LOTS 7,9,11,13,15&17 BLK 28 |
| Legal Subdivision | MEKINOCK |
| Legal Block | 28 |
| Legal Lot Number | 5 |
| Jurisdiction | GRAND FORKS ND |
| Township / Civil Division | EMERADO |
| Census Block Group | 1 |
| Census Block | 1155 |
| Census Tract | 12000 |
302 Main St is owned by an individual who acquired it in June 2024.
Source: Grand Forks County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 8TH ST, MANVEL, ND 58256-4028 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 5, 2024 |
| Transfer Doc | 0000841246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 302 MAIN ST, EMERADO, ND 58228-4003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000740106 |
|---|---|
| Date | Jan 29, 2014 |
| Instrument | 740106 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Feb 6, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 302 Main St was $510.
Source: Grand Forks County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Grand Forks County |
| Municipality | Emerado City |
| Elementary School District | Emerado Public School District 127 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $510.00 | $92,300 Land $8,150 Building $84,150 | $184,600 Land $16,300 Building $168,300 |
| 2023 | $1,945.00 | $84,650 Land $8,150 Building $76,500 | $169,300 Land $16,300 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (1997–2020) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Jul 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 87% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
May also be available: Polar Telecommunications, Verizon.
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