302 Main St, #A, Oriental, NC 28571 Property Records

Pamlico County property record for 302 Main St, #A, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,032 sqft · built 1990
Lot Size	0.096 acres (4,225 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2020)
Tax Bill	$1,586 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2019 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`J082-403-2A`

Property Details

APN / Parcel Number

Primary APN	`J082-403-2A`
Alternative APNs	`6497020459000` `17050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,032 sqft Finished Area

Exterior

Year Built	Built 1990
Exterior Material	Other
Foundation Type	Pile
Roof Material	Composition Shingle
Lot Area	4,225 sqft (0.096 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17050
Street Address	302 MAIN ST # A, A
City	ORIENTAL
State	NC
Zip	28571-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT A DUPLEX RIGHT SIDE MAIN ST 6497020459000
Legal Unit	A
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	1
Census Block	1044
Census Tract	950202

Owner

Source: Pamlico County records, as of August 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 MAIN ST # A, A, ORIENTAL, NC 28571-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 14, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	0000667326
Deed Book / Page	667 / 326
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	302 MAIN ST # A, A, ORIENTAL, NC 28571-9702
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 TOSTO CIR 5, 5, ORIENTAL, NC 28571-2201

Mortgage

Document Number	000719/763
Date	Nov 28, 2023
Book Page	719/763

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	302 MAIN ST # A, A, ORIENTAL, NC 28571-9702
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	645/271
Date	Feb 18, 2019
Book Page	645/271

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 14, 2020
Property Address	302 MAIN ST # A, A, ORIENTAL, NC 28571-9702
Document Number	667/326
Book / Page	667 / 326
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 MAIN ST, 302, ORIENTAL, NC 28571-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2596 NC 306 HWY S, GRANTSBORO, NC 28529-9624

Mortgage

Document Number	667329
Date	Sep 14, 2020
Instrument	667/329

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Oriental Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,586.00	$181,285 Land $59,776 Building $121,509	$181,285 Land $59,776 Building $121,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	324 units insured incl. 22 condo units
Nearby Flood Claims	838 (1983–2019)
Claims Outside the SFHA	205 of 838
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 270 claims Hurricane Irene, Aug 2011 · 260 claims Hurricane Isabel, Sep 2003 · 208 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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