St. Croix County property record for 302 Luca Ln, River Falls, WI 54022
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.16 acres (137,955 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,541 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-1085-10-000 |
| Primary APN | 040-1085-10-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 137,955 sqft (3.16 acres) |
|---|
| Street Address | 302 LUCA LN |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-2295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 22 T28N R19W CSM VOL 2 PG 304 PT LOT 1 BEING IN NE NE OF SEC 22 & NW NW SEC 23 INCLUDES P357F (3.167A) |
| Legal Range | 19W |
| Legal Township | 28N |
| Legal Section | 22 |
| Legal Subdivision | CERTIFIED |
| Legal Lot Number | 1 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 120906 |
302 Luca Ln is owned and occupied by two individuals who acquired it in August 2007.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 LUCA LN, RIVER FALLS, WI 54022-2295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE CORP |
| Jul 14, 2020 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2007 |
| Transfer Doc | 0000859630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 302 LUCA LN, RIVER FALLS, WI 54022-2295 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001175557 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 1175557 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 302 LUCA LN, RIVER FALLS, WI 54022-2295 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001124859 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 1124859 |
| Name | WINTRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 302 LUCA LN, RIVER FALLS, WI 54022-2295 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001106974 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 1106974 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 302 Luca Ln was $4,541 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Troy Town |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,541.00 Homeowner's exemption | ||
| 2025 | $4,541.00 Homeowner's exemption | $423,800 Land $95,300 Building $328,500 | $423,800 Land $95,300 Building $328,500 |
| 2023 | $4,052.00 Homeowner's exemption | $423,800 Land $95,300 Building $328,500 | $423,800 Land $95,300 Building $328,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Luca Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Luca Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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