302 Lower Switchback Rd, Union Mills, NC 28167 Property Records

Rutherford County property record for 302 Lower Switchback Rd, Union Mills, NC 28167 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,034 sqft · built 1996
Lot Size	6.65 acres (289,674 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2015)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1619380`

Property Details

APN / Parcel Number

Primary APN	`1619380`
Alternative APN	`33765`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,034 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	289,674 sqft (6.65 acres)

Exterior Amenities

Porch	Patio
Porch Area	170 sqft
Deck Area	544 sqft
Patio Area	1,840 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	302 LOWER SWITCHBACK RD
City	UNION MILLS
State	NC
Zip	28167-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE RIDGE SOUTH LO:9 PH:6 PL:16-46
Legal Lot Number	9
Jurisdiction	RUTHERFORD NC
Township / Civil Division	MORGAN
Census Block Group	2
Census Block	2000
Census Tract	960201

Owner

Source: Rutherford County records · APN 1619380

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 LOWER SWITCHBACK RD, UNION MILLS, NC 28167-7706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Intrafamily Transfer, Transfer · Line of Credit CPM FCU
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CPM FCU
Jun 08, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2015 · Amount on Record
Deed Sale	Sep 16, 2015 · Amount on Record
Deed Document Number	20152498
Deed Book / Page	1112 / 593
Last Transfer Date	Nov 09, 2023
Transfer Doc	2076003466
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 15, 2023
Property Address	302 LOWER SWITCHBACK RD, UNION MILLS, NC 28167-7706
Document Number	0020763466
Book / Page	2076 / 3466
Map Reference	MB 1 PG 46
Instrument Date	Nov 09, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 LOWER SWITCHBACK RD, UNION MILLS, NC 28167-7706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 LOWER SWITCHBACK RD, UNION MILLS, NC 28167-7706

Mortgage

Document Number	0020763470
Date	Nov 15, 2023
Instrument	2076/3470

Lender

Name	CPM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	302 LOWER SWITCHBACK RD, UNION MILLS, NC 28167-7706
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020523494
Date	Oct 18, 2021
Book Page	2052/3494

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 08, 2020
Property Address	302 LOWER SWITCHBACK RD, UNION MILLS, NC 28167-7706
Document Number	0020332817
Book / Page	002033 / 002817
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 LOWER SWITCHBACK RD UNION MILLS NC 281677706, UNION MILLS, NC 28167-7706

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,989.00 (+22.1%)	$341,300 (-) Land $24,700 Building $316,600	$341,300 (-) Land $24,700 Building $316,600
2023		$341,300 Land $24,700 Building $316,600	$341,300 Land $24,700 Building $316,600
2022	$1,629.00
2021	$1,629.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619602012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Skyrunner, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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