302 Locust Ter, Salisbury, MD 21801 Property Records

Wicomico County property record for 302 Locust Ter, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,046 sqft · built 1934
Lot Size	0.106 acres (4,626 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2024)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-049483`

Property Details

APN / Parcel Number

Primary APN	`13-049483`
Alternative APN	`049483`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,046 sqft Total Area
Utility Area	336 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,626 sqft (0.106 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	049483
Street Address	302 LOCUST TER
City	SALISBURY
State	MD
Zip	21801-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	4,626 SQFT 302 LOCUST TERR RESUB ADAMS HOUSING
Legal Subdivision	LOCUST TERRACE
Legal Lot Number	10A
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 LOCUST TER, SALISBURY, MD 21801-5307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 4, 2020	Deed of Trust, Mortgage MCLEAN MTG
Jun 19, 2020	Grant Deed, Transfer MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Book / Page	5418 / 480
Prior Transfer Date	Oct 20, 2016
Prior Transfer Doc	0040790235
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	302 LOCUST TER, SALISBURY, MD 21801-5307
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MID ATLANTIC TTL CONSULTANTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048740253
Date	Jun 8, 2021
Book Page	4874/253

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	302 LOCUST TER, SALISBURY, MD 21801-5307
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MID ATLANTIC T&E CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 LOCUST TER, SALISBURY, MD 21801-5307

Mortgage

Document Number	0049550484
Date	Oct 7, 2021
Book Page	4955/484

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	302 LOCUST TER, SALISBURY, MD 21801-5307
Document Number	0046520165
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 LOCUST TER SALISBURY MD 218015307, SALISBURY, MD 21801-5307

Mortgage

Document Number	0046520165
Date	Jun 19, 2020
Book Page	004652/000165

Lender

Name	MCLEAN MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 19, 2020
Property Address	302 LOCUST TER, SALISBURY, MD 21801-5307
Document Number	0046520159
Book / Page	004652 / 000159
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	302 LOCUST TER SALISBURY MD 218015307, SALISBURY, MD 21801-5307

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,633 (+20.2%)	$195,800 (-) Land $16,100 Building $179,700
2025	$1,285.00 (+26.35%)	$139,467 (+36.69%)	$195,800 (+75.92%) Land $16,100 Building $179,700
2023	$1,017.00	$102,033	$111,300 Land $12,800 Building $98,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bloosurf, Simple Fiber.

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