Montgomery County property record for 302 Lilly St, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,232 sqft · built 1964 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on Record |
| Last Sale | $52,000 (Aug 2019) |
| Tax Bill | $525 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 13 14 3000 |
| Primary APN | 7538 13 14 3000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Finished Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 162 ft deep x 160 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Cooling System | None |
|---|
| Account Number | 1479113 |
|---|---|
| Street Address | 302 LILLY ST |
| City | TROY |
| State | NC |
| Zip | 27371-3167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | R.F. CROTTS LOTS 42-44 CROTTS 42-44 |
| Legal Subdivision | R F CROTTS DIVISION |
| Legal Lot Number | 42-44 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 960202 |
Source: Montgomery County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 544, TROY, NC 27371-0544 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK |
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK |
| Aug 20, 2019 | Warranty Deed, Transfer · Line of Credit THE FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Deed Document Number | 2019359781 |
| Deed Book / Page | 831 / 331 |
| Prior Transfer Date | Mar 29, 2005 |
| Prior Transfer Doc | 0531/0150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 302 LILLY ST, TROY, NC 27371-3167 |
| Document Number | 0000391535 |
| Book / Page | 988 / 743 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026391535 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1002 LOVE JOY RD, TROY, NC 27371 |
| Document Number | 0000391535, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 988/743 |
| Instrument | 2026391535 |
| Name | FIDELITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Apr 23, 2026 |
| Property Address | 302 LILLY ST, TROY, NC 27371-3167 |
| Document Number | 0000390478 |
| Book / Page | 983 / 263 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026390478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1002 LOVE JOY RD, TROY, NC 27371 |
| Document Number | 0000390478, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 983/263 |
| Instrument | 2026390478 |
| Name | FIDELITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Aug 20, 2019 |
| Property Address | 302 LILLY ST, TROY, NC 27371-3167 |
| Document Number | 0831/0331 |
| Book / Page | 0831 / 0331 |
| Map Reference | CAB A SL 184 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 359781 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 TREMONT ST, 606, TROY, NC 27371-2738 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 544, TROY, NC 27371-0544 |
| Document Number | 359782 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 359782 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,368 (-) Land $16,960 Building $68,408 | $85,368 (-) Land $16,960 Building $68,408 | |
| 2024 | $525.00 | ||
| 2023 | $85,368 Land $16,960 Building $68,408 | $85,368 Land $16,960 Building $68,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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