Onslow County property record for 302 Lightning Bug Ln, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,429 sqft · built 2024 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Apr 2025) |
| Tax Bill | $4,881 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Construction Loan Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 762C-541 |
| Primary APN | 762C-541 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,429 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 141 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490019686 |
|---|---|
| Street Address | 302 LIGHTNING BUG LN |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | L541 P1 SUMMERHOUSE |
| Legal Subdivision | SUMMERHOUSE ON EVERETT BAY REV |
| Legal Lot Number | 541 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 401 |
302 Lightning Bug Ln is owned and occupied by two individuals who bought it in April 2025.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Warranty Deed, Construction Loan · Construction Mortgage ALLEGACY FCU |
| Dec 3, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2025 · Amount on File |
| Deed Sale | Apr 4, 2025 · Amount on File |
| Prior Sale | Sep 6, 2023 · Amount on File |
| Deed Book / Page | 6331 / 895 |
| Prior Transfer Date | Jan 27, 2010 |
| Prior Transfer Doc | 0033680480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 6, 2023 |
| Property Address | 302 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4601 |
| Document Number | 0060290853 |
| Book / Page | 6029 / 853 |
| Map Reference | MB 21 PG 42,42A-42M |
| Instrument Date | Aug 14, 2023 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3435, GREENVILLE, NC 27836-1435 |
| Name | Verified Name |
|---|---|
| Address | 1007 BATTLEGROUND AVE STE 301, 301, GREENSBORO, NC 27408-8349 |
| Investor | Possibly a Property Investor |
| Document Number | 0006029856 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 6029-856 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 18 Months |
| Due | Mar 15, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 3, 2020 |
| Property Address | 302 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4601 |
| Document Number | 0053280252 |
| Book / Page | 005328 / 000252 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3435 GREENVILLE NC 278361435, GREENVILLE, NC 27836-1435 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 302 Lightning Bug Ln was $4,881, up 3% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Holly Ridge Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,881.00 (+3.02%) | $645,158 (+35.47%) Land $80,000 Building $565,158 | $645,158 (+35.47%) Land $80,000 Building $565,158 |
| 2025 | $4,738.00 | $476,247 Land $50,000 Building $426,247 | $476,247 Land $50,000 Building $426,247 |
| 2023 | $497.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 302 Lightning Bug Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Lightning Bug Ln is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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