302 Keyes Ave, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 302 Keyes Ave, Watertown, NY 13601

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,238 sqft · built 1869
Lot Size	0.227 acres (9,922 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2023)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
APN	`221800 11-07-215.000`

Property Details

APN / Parcel Number

Primary APN	`221800 11-07-215.000`
Alternative APNs	`180001100000072150000000` `11062730`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,238 sqft Living Area
1st Floor Area	1,423 sqft
2nd Floor Area	1,210 sqft
Upper Floors Area	605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	9,922 sqft (0.227 acres)
Lot Dimensions	121 ft deep x 82 ft wide
Porch	Slab
Porch Area	389 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11062730
Street Address	302 KEYES AVE
City	WATERTOWN
State	NY
Zip	13601-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	82X121 1107215
Legal Block	7
Legal Lot Number	215.000
Jurisdiction	JEFFERSON NY
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2009
Census Tract	62100

Owner

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 KEYES AVE, WATERTOWN, NY 13601-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed, Transfer · Stand-Alone First Mortgage AMERICU CU
Dec 3, 2020	Grant Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	20235518
Record Updated	Jun 8, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON NY
Recording Date	Apr 19, 2023
Property Address	302 KEYES AVE, WATERTOWN, NY 13601-3732
Document Number	0000005518
Instrument Date	Apr 14, 2023
Instrument	20230-00005518
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9553 MIFFLIN LOOP # C, C, FORT DRUM, NY 13603

Mortgage

Document Number	23000005519
Date	Apr 19, 2023
Instrument	230-00005519

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON NY
Recording Date	Dec 3, 2020
Property Address	302 KEYES AVE, WATERTOWN, NY 13601-3732
Document Number	0000015869
Instrument Date	Nov 19, 2020
Instrument	15869
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4837 SISSON RD TITUSVILLE FL 327807232, TITUSVILLE, FL 32780-7232

Mortgage

Document Number	15870
Date	Dec 3, 2020
Instrument	15870

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00	$179,500 (-) Land $14,100 Building $165,400	$245,900 (+13.68%) Land $19,316 Building $226,584
2023		$179,500 Land $14,100 Building $165,400	$216,300 Land $16,991 Building $199,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN CITY serves 27,861 people · EPA ID NY2202346
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Total trihalomethanes not recorded as resolved · Jan 2022 Haloacetic acids resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Westelcom Network.

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