302 Joseph St, Central Point, OR 97502 Property Records

Jackson County property record for 302 Joseph St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,161 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$244,900 (Oct 2018)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`372W10AC8800`

Property Details

APN / Parcel Number

Primary APN	`372W10AC8800`
Alternative APNs	`372W10AC08800` `10745706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,161 sqft Living Area
Gross Area	1,701 sqft
1st Floor Area	1,161 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	302 JOSEPH ST
City	CENTRAL POINT
State	OR
Zip	97502-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	1
Legal Subdivision	STONECREEK #3
Legal Block	3
Legal Lot Number	1
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3000
Census Tract	902

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 JOSEPH ST, CENTRAL POINT, OR 97502-1532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	201833182
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	302 JOSEPH ST, CENTRAL POINT, OR 97502-1532
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 JOSEPH ST, CENTRAL POINT, OR 97502-1532

Mortgage

Document Number	0000002557
Date	Feb 9, 2024
Instrument	2024-002557

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	184 Months
Due	Jun 3, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	302 JOSEPH ST, CENTRAL POINT, OR 97502-1532
Document Number	0000030531
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 JOSEPH ST CENTRAL POINT OR 975021532, CENTRAL POINT, OR 97502-1532

Mortgage

Document Number	0000030531
Date	Oct 9, 2019
Instrument	30531

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Oct 25, 2018
Property Address	302 JOSEPH ST, CENTRAL POINT, OR 97502-1532
Document Number	0000033182
Map Reference	VOL15 PG75
Instrument Date	Oct 23, 2018
Instrument	2018-033182
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 JOSEPH ST, CENTRAL POINT, OR 97502-1532

Mortgage

Document Number	0000033183
Date	Oct 25, 2018
Instrument	2018-033183

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 7, 2019

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,670 (+3%)	$326,590 (-3.7%) Land $136,080 Building $190,510
2025	$2,749.00 (+2.5%)	$192,890 (+3%) Land $77,730 Building $115,160	$339,150 (+7.78%) Land $135,000 Building $204,150
2024	$2,682.00 (+3.35%)	$187,280 (+3%) Land $75,470 Building $111,810	$314,680 (+1.59%) Land $131,000 Building $183,680
2023	$2,595.00 (+2.37%)	$181,830 (+3%) Land $73,270 Building $108,560	$309,770 (-8.4%) Land $141,350 Building $168,420
2022	$2,535.00	$176,540 Land $71,140 Building $105,400	$338,190 Land $117,810 Building $220,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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