302 Jay St, Savoy, IL 61874 Property Records

Champaign County property record for 302 Jay St, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.296 acres (12,907 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2016)
Tax Bill	$9,616 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-20-36-301-017`

Property Details

APN / Parcel Number

Primary APN	`03-20-36-301-017`

Exterior

Lot Area	12,907 sqft (0.296 acres)

Location & Zoning

Street Address	302 JAY ST
City	SAVOY
State	IL
Zip	61874-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 521 ARBOUR MEADOWS SUB NO 5
Legal Range	08E
Legal Township	19N
Legal Section	36
Legal Subdivision	ARBOUR MEADOWS SUB NO 5
Legal Lot Number	521
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	3
Census Block	3009
Census Tract	1302

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 JAY ST, SAVOY, IL 61874-9410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 5, 2025	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2016 · Amount on Record
Deed Sale	Jun 3, 2016 · Amount on Record
Prior Sale	Sep 26, 2006 · Amount on Record
Deed Document Number	20169875
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	302 JAY ST, SAVOY, IL 61874-9410
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025858
Date	Oct 29, 2021
Instrument	2021R25858

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2025: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 5, 2025
Property Address	302 JAY ST, SAVOY, IL 61874-9410
Document Number	0000018753
Instrument Date	Dec 4, 2025
Instrument	2025R18753
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,350 (+12.6%) Land $24,720 Building $122,630	$442,050 (+12.6%) Land $74,160 Building $367,890
2024	$9,616.00 (+9.4%)	$130,860 (+16.09%) Land $21,950 Building $108,910	$392,580 (+16.09%) Land $65,850 Building $326,730
2022	$8,790.00	$112,720 Land $18,910 Building $93,810	$338,160 Land $56,730 Building $281,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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