302 Iverson St, Gayville, SD 57031 Property Records

Yankton County property record for 302 Iverson St, Gayville, SD 57031

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 886 sqft · built 1900
Lot Size0.218 acres (9,480 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jan 2020)
Tax Bill$1,129 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31.300.005.500

Property Details

APN / Parcel Number

Primary APN31.300.005.500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area886 sqft Living Area
Basement Area144 sqft
Unfinished Basement144 sqft
FlooringOther

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,480 sqft (0.218 acres)
Garage TypeDetached
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address302 IVERSON ST
CityGAYVILLE
StateSD
Zip57031-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 5 SOUTH ADDN
Legal SubdivisionSOUTH ADDN
Legal Block5
JurisdictionYANKTON SD
Township / Civil DivisionGAYVILLE
Census Block Group5
Census Block5077
Census Tract966400

Owner

302 Iverson St is owned and occupied by an individual who bought it in January 2020.

Source: Yankton County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address302 IVERSON ST, GAYVILLE, SD 57031-2011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
GROW SOUTH DAKOTA
May 11, 2022Warranty Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK
Jan 6, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST PREMIER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2020 · Amount on File
Deed SaleJan 6, 2020 · Amount on File
Deed Book / Page548 / 582
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address302 IVERSON ST, GAYVILLE, SD 57031-2011
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyFIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000565/47
DateMay 11, 2022
Book Page565/47
Lender
NameGROW SOUTH DAKOTA
TypeNon-Lending Institution
AddressSISSETON, SD 57262
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateMay 11, 2022
Property Address302 IVERSON ST, GAYVILLE, SD 57031-2011
Document Number0000565/44
Book / Page565 / 44
Map ReferenceMB S7 PG 31
Instrument DateMay 6, 2022
Transaction TypeTransfer
Record UpdatedJun 14, 2022
Title CompanyFIRST DAKOTA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26326 487TH AVE, 26326, VALLEY SPRINGS, SD 57068-7331

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 IVERSON ST, GAYVILLE, SD 57031-2011

Mortgage

Document Number0000056545
DateMay 11, 2022
Instrument565/45
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Mortgage

Document Number0000565/46
DateMay 11, 2022
Book Page565/46
Lender
NameSOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
TypeGovernment Agency
AddressPIERRE, SD 57501
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateJan 6, 2020
Property Address302 IVERSON ST, GAYVILLE, SD 57031-2011
Document Number548/582
Book / Page548 / 582
Map ReferenceMB S7 PG 31
Instrument DateJan 3, 2020
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 DACE ST, 104, VOLIN, SD 57072-2005

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address302 IVERSON ST, GAYVILLE, SD 57031-2011

Mortgage

Document Number000548/583
DateJan 6, 2020
Book Page548/583
Lender
NameFIRST PREMIER BANK
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 302 Iverson St was $1,129.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityGayville Town
Unified School DistrictGayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,500 Land $6,600 Building $86,900$93,500 Land $6,600 Building $86,900
2025$1,129.00
2023$75,700 Land $6,600 Building $69,100
2022$859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Iverson St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (1997–2019)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Iverson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAYVILLE
serves 392 people · EPA ID SD4600140
Water SourcePurchased groundwater from CLAY RURAL WATER SYSTEM
Last State InspectionDec 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

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