302 Island Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 302 Island Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,998 sqft · built 2017
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Feb 2022)
Tax Bill	$2,572 (2022)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-3438-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-3438-4`
Alternative APNs	`31-3N-23-056D-0001-0200` `23N331056D00010200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	1,998 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,807 sqft (0.294 acres)
Garage Type	Attached
Garage Area	488 sqft
Porch	Finished/Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 ISLAND DR
City	CRESTVIEW
State	FL
Zip	32536-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYVIEW EST 3RD ADD LOT 20 BLK 1
Legal Range	23W
Legal Township	03N
Legal Section	31
Legal Subdivision	COUNTRYVIEW EST 3RD ADD
Legal Block	1
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1016
Census Tract	20602

Owner

302 Island Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 ISLAND DR, CRESTVIEW, FL 32536-9221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Aug 28, 2017	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Aug 28, 2017 · Amount on File
Deed Document Number	20223523499
Deed Book / Page	3601 / 4281
Prior Transfer Date	Apr 6, 2004
Prior Transfer Doc	0002113381
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	302 ISLAND DR, CRESTVIEW, FL 32536-9221
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ISLAND DR, CRESTVIEW, FL 32536-9221

Mortgage

Document Number	0003778748
Date	Oct 20, 2025
Instrument	3778748

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	302 ISLAND DR, CRESTVIEW, FL 32536-9221
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035123202
Date	Dec 16, 2020
Book Page	3512/3202
Instrument	3415467

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Oct 1, 2047

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 1, 2022
Property Address	302 ISLAND DR, CRESTVIEW, FL 32536-9221
Document Number	0036014281
Book / Page	3601 / 4281
Map Reference	MB 10 PG 82
Instrument Date	Jan 27, 2022
Instrument	3523499
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6194 HUMMINGBIRD LN, CRESTVIEW, FL 32536-4392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ISLAND DR, CRESTVIEW, FL 32536-9221

Mortgage

Document Number	0036014283
Date	Feb 1, 2022
Instrument	3601/4283

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 28, 2017
Property Address	302 ISLAND DR, CRESTVIEW, FL 32536-9221
Document Number	0033144993
Book / Page	3314 / 4993
Map Reference	MB10 PG82
Instrument Date	Aug 21, 2017
Instrument	3156325
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,574.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4274 CALINDA LN APT 237, 4274, NICEVILLE, FL 32578-4551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ISLAND DR, CRESTVIEW, FL 32536-9221

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$287,409 Land $47,080 Building $240,329	$287,409 Land $47,080 Building $240,329
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$317,037 (+55.11%) Land $40,000 Building $277,037	$317,037 (-10.31%) Land $40,000 Building $277,037
2022	$2,572.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$204,396	$353,465 Land $28,719 Building $324,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Island Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Island Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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