302 Howard St, Berlin, NH 03570 Property Records

Coos County and Berlin City property record for 302 Howard St, Berlin, NH 03570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 2004
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Feb 2004)
Tax Bill	$11,431 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138000030000000`

Property Details

APN / Parcel Number

Primary APN	`138000030000000`
Alternative APN	`BELN M:00138 B:000030 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	5,992 sqft
Basement Area	1,930 sqft
Unfinished Basement	1,930 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	138000030000000
Street Address	302 HOWARD ST
City	BERLIN
State	NH
Zip	03570-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	30
Jurisdiction	BERLIN CITY NH
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1007
Census Tract	950700

Owner

302 Howard St is owned and occupied by two individuals who bought it in February 2004.

Source: Coos County and Berlin City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 HOWARD ST, BERLIN, NH 03570-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF NEW HAMPSHIRE
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF NH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2004 · Amount on File
Deed Sale	Feb 13, 2004 · Amount on File
Deed Book / Page	1069 / 151
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CITY NH
Property Address	302 HOWARD ST, BERLIN, NH 03570-3746
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001694-231
Date	Jan 8, 2026
Book Page	1694/231
Instrument	2600092

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CITY NH
Property Address	302 HOWARD ST, BERLIN, NH 03570-3746
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001642-904
Date	Dec 20, 2023
Book Page	1642/904
Instrument	2305439

Lender

Name	BANK OF NEW HAMPSHIRE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CITY NH
Property Address	302 HOWARD ST, BERLIN, NH 03570-3746
Document Number	0015210245
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 HOWARD ST BERLIN NH 035703746, BERLIN, NH 03570-3746

Mortgage

Document Number	0015210245
Date	Oct 2, 2019
Book Page	001521/000245
Instrument	1904015

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 302 Howard St was $11,431.

Source: Coos County and Berlin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
Municipality	Berlin City
Unified School District	Berlin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,431.00	$340,200 Land $47,600 Building $292,600
2023	$9,151.00 (-1.33%)	$340,200 (-) Land $47,600 Building $292,600	$279,490
2022	$9,274.00	$340,200 Land $47,600 Building $292,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERLIN WATER WORKS serves 9,575 people · EPA ID NH0231010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

Cell Coverage

5G (outdoors only) and 4G LTE

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