302 Heritage Ln, Monroe, NY 10950 Property Records

Orange County and Chester Town property record for 302 Heritage Ln, Monroe, NY 10950

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,694 sqft · built 1998
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2022)
Tax Bill	$5,727 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`35-1-1.-14`

Property Details

APN / Parcel Number

Primary APN	`35-1-1.-14`
Alternative APNs	`228903500000010010000014` `332289 35-1-1.-14`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	847 sqft
2nd Floor Area	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Raised
Lot Area	436 sqft (0.01 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	35-1-1.-14
Street Address	302 HERITAGE LN
City	MONROE
State	NY
Zip	10950-5173
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SR2
Legal Description	WINDRIDGE CONDOSSEC 2B UNIT 30-2 MAP 88-98
Legal Subdivision	WINDRIDGE CONDO
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4007
Census Tract	14302

Owner

302 Heritage Ln, a condominium, is owned and occupied by an individual who bought it in May 2022.

Source: Orange County and Chester Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	302 HERITAGE LN, MONROE, NY 10950-5173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 2, 2017	Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Sep 2, 2017 · Amount on File
Deed Document Number	202239635
Deed Book / Page	15239 / 153
Prior Transfer Date	Apr 27, 2022
Prior Transfer Doc	0000039635
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	May 26, 2022
Property Address	302 HERITAGE LN, MONROE, NY 10950-5173
Document Number	0000039635
Book / Page	15239 / 153
Instrument Date	Apr 27, 2022
Instrument	20220039635
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 MAMARONECK AVE APT 3, 3, MAMARONECK, NY 10543-3713

Mortgage

Document Number	0000039636
Date	May 26, 2022
Instrument	20220039636

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	302 HERITAGE LN, MONROE, NY 10950-5173
Document Number	0000075357
Book / Page	014308 / 000881
Instrument Date	Sep 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 HERITAGE LN MONROE NY 109505173, MONROE, NY 10950-5173

Mortgage

Document Number	0000075357
Date	Oct 23, 2017
Book Page	014308/000881
Instrument	75357

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	420 Months
Due	Oct 22, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,000 (-) Building $75,000	$205,300 (+8.17%)
2024	$5,727.00	$75,000 (-) Building $75,000	$189,800 (+3.77%)
2023		$75,000 Building $75,000	$182,900 Building $182,900
2021	$2,163.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Heritage Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	33 units insured incl. 16 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Heritage Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HILL FARMS WATER DISTRICT serves 1,868 people · EPA ID NY3505650
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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