302 Harvard St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 302 Harvard St, Saint Joseph, MO 64504

Property Summary

Property TypeSingle Family Home
Details1,293 sqft · built 1907
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$99,750 (Feb 2026)
Tax Bill$766 (2025)
Deeds & MortgagesFeb 2026 Mortgage
May 2023 Mortgage
+ 1 more
APN06-9.0-32-002-002-088.000

Property Details

APN / Parcel Number

Primary APN06-9.0-32-002-002-088.000

Interior

Building Area1,293 sqft Base Area
1st Floor Area1,293 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions110 ft deep x 60 ft wide

Location & Zoning

Street Address302 HARVARD ST
CitySAINT JOSEPH
StateMO
Zip64504-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:BOWEN'S LOT:13 BLK:10LGL DESC:N 60' W 20' L 13 N 60' L 14, 15 & 16
Legal SubdivisionBOWENS
Legal Block10
Legal Lot Number13
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2024
Census Tract2400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address989 YANTLEY CT, AURORA, CO 80018-1876
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Warranty Deed, Transfer · Commercial Mortgage
NDM COMMERCIAL
May 22, 2023Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 21, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2026 · Amount on Record
Deed SaleFeb 3, 2026 · Amount on Record
Prior SaleMay 22, 2023 · Amount on Record
Deed Document Number2026773
Deed Book / Page3815 / 587
Prior Transfer DateNov 15, 2018
Prior Transfer Doc003716/245
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateFeb 3, 2026
Property Address302 HARVARD ST, SAINT JOSEPH, MO 64504-1633
Document Number003815/587
Book / Page3815 / 587
Instrument DateJan 28, 2026
Instrument2026000773
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 YANTLEY CT, AURORA, CO 80018-1876

Mortgage

Document Number2026000774
DateFeb 3, 2026
Instrument2026000774
Lender
NameNDM COMMERCIAL
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMay 22, 2023
Property Address302 HARVARD ST, SAINT JOSEPH, MO 64504-1633
Document Number003787/131
Book / Page3787 / 131
Instrument DateMay 19, 2023
Instrument2023003646
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 HARVARD ST, SAINT JOSEPH, MO 64504-1633

Mortgage

Document Number2023003647
DateMay 22, 2023
Instrument2023003647
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateNov 21, 2018
Property Address302 HARVARD ST, SAINT JOSEPH, MO 64504-1633
Document Number003716/245
Book / Page3716 / 245
Instrument DateNov 15, 2018
Instrument2018010958
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$766.00$10,620 (+5.46%) Land $2,750 Building $7,870$55,850 (+5.48%) Land $14,450 Building $41,400
2024$766.00 (+15.02%)
2023$666.00 (-0.75%)$10,070 (-) Land $2,750 Building $7,320$52,950 (-) Land $14,450 Building $38,500
2022$671.00$10,070 Land $2,750 Building $7,320
2021$52,950 Land $14,450 Building $38,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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