302 Hamer St, Clyde, OH 43410 Property Records

Sandusky County property record for 302 Hamer St, Clyde, OH 43410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,712 sqft · built 1920
Lot Size	0.431 acres (18,774 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Dec 1999)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-50-00-1101-00`

Property Details

APN / Parcel Number

Primary APN	`32-50-00-1101-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	2,264 sqft
Upper Floors Area	480 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	18,774 sqft (0.431 acres)
Lot Dimensions	165 ft deep x 78 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	302 HAMER ST
City	CLYDE
State	OH
Zip	43410-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1101 & 1102 W1/2
Legal Subdivision	SHOWN BY PLAT
Legal Lot Number	1101
Jurisdiction	SANDUSKY OH
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2000
Census Tract	962000

Owner

302 Hamer St is owned and occupied by two individuals who bought it in December 1999.

Source: Sandusky County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 HAMER ST, CLYDE, OH 43410-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit IMPACT CREDIT UNION INC
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 1999 · Amount on File
Deed Sale	Dec 10, 1999 · Amount on File
Prior Sale	Nov 1, 1987
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	302 HAMER ST, CLYDE, OH 43410-1212
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000279/219
Date	Apr 12, 2023
Book Page	279/219
Instrument	202300001842

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union
Address	CLYDE, OH 43410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	302 HAMER ST, CLYDE, OH 43410-1212
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	247/548
Date	Jul 8, 2021
Book Page	247/548
Instrument	202100005035

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	May 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	302 HAMER ST, CLYDE, OH 43410-1212
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200/0363
Date	May 25, 2018
Book Page	200/0363
Instrument	201800003326

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 302 Hamer St was $1,741, up 2.2% from the year before.

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Sandusky County
Municipality	Clyde City
Unified School District	Clyde-Green Springs Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,741.00 (+2.17%)	$46,660 (-) Land $9,350 Building $37,310
2024	$1,704.00 (+33.13%)	$46,660 (+47.61%) Land $9,350 Building $37,310	$133,300 Land $26,700 Building $106,600
2023	$1,280.00 Homeowner's exemption	$31,610 Land $6,440 Building $25,170
2021			$90,300 Land $18,400 Building $71,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Hamer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Hamer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE CITY serves 6,325 people · EPA ID OH7200211
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, Watch TV.

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