302 Ginger Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 302 Ginger Ridge Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	built 2013
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$339,500 (May 2022)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Dec 2013 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`274 000 000 091`

Property Details

APN / Parcel Number

Primary APN	`274 000 000 091`
Alternative APNs	`00038358` `02372793` `2372793`

Exterior

Year Built	Built 2013
Lot Area	36,590 sqft (0.839 acres)

Location & Zoning

Account Number	00038358
Street Address	302 GINGER RIDGE RD
City	CHERAW
State	SC
Zip	29520-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L .84 AC
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1039
Census Tract	950601

Owner

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	302 GINGER RIDGE RD, CHERAW, SC 29520-4432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 15, 2020	Deed, Transfer · Conventional Mortgage FIRST BANK
May 2, 2013	Deed, Transfer · Conventional Mortgage MIDLAND MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	202200002373
Deed Book / Page	547 / 83
Record Updated	Jun 8, 2026

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	302 GINGER RIDGE RD, CHERAW, SC 29520-4432
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00469/1299
Date	Dec 27, 2013
Book Page	469/1299
Instrument	201300004787

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2044

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 26, 2022
Property Address	302 GINGER RIDGE RD, CHERAW, SC 29520-4432
Document Number	0000547/83
Book / Page	547 / 83
Map Reference	MB L PG 164
Instrument Date	Apr 27, 2022
Instrument	202200002373
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 GINGER RIDGE RD, CHERAW, SC 29520-4432

Mortgage

Document Number	202200002374
Date	May 26, 2022
Instrument	202200002374

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 15, 2020
Property Address	302 GINGER RIDGE RD, CHERAW, SC 29520-4432
Document Number	00530/1019
Book / Page	530 / 1019
Map Reference	MB L PG 164
Instrument Date	Jul 15, 2020
Instrument	202000002686
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 GINGER RIDGE RD, CHERAW, SC 29520-4432

Mortgage

Document Number	00515/1164
Date	Jul 15, 2020
Book Page	515/1164
Instrument	202000002690

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 2, 2013
Property Address	302 GINGER RIDGE RD, CHERAW, SC 29520-4432
Document Number	00476/0576
Book / Page	476 / 0576
Map Reference	MB38 PG118
Instrument Date	Apr 30, 2013
Instrument	201300001482
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	TITLE OF REAL ESTATE

Transaction

Amount	Amount Recorded
Tax	$35.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 3RD ST, CHERAW, SC 29520-1715

Mortgage

Document Number	00465/0778
Date	May 2, 2013
Book Page	465/0778
Instrument	201300001483

Lender

Name	MIDLAND MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+5.93%)	$13,800 (+1.77%) Land $480 Building $13,320	$345,000 (+1.8%) Land $12,000 Building $333,000
2023	$1,789.00	$13,560 Land $480 Building $13,080	$338,900 Land $12,000 Building $326,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 78% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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