302 Genge St, Centralia, WA 98531 Property Records

Lewis County property record for 302 Genge St, Centralia, WA 98531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 1,308 sqft · built 1996
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Sep 2023)
Tax Bill$2,019 (2024)
Deeds & MortgagesSep 2025 Mortgage
Jun 2021 Mortgage
+ 2 more
APN023639-001-028

Property Details

APN / Parcel Number

Primary APN023639-001-028
Alternative APNs
  • 2229834
  • 2223889
  • 46347

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,308 sqft Living Area
Gross Area1,748 sqft
1st Floor Area1,308 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions105 ft deep x 71 ft wide
TerrainLow
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area12 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number2229834
Street Address302 GENGE ST
CityCENTRALIA
StateWA
Zip98531-3356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionSECTION 32 TOWNSHIP 15N RANGE 02W LOT 8 BLK 2 HIGHLAND PARK ADD
Legal Range02W
Legal Township15N
Legal Section32
Legal SubdivisionHIGHLAND PARK ADD
Legal Block2
Legal Lot Number8
JurisdictionLEWIS WA
Township / Civil DivisionCENTRALIA-CHEHALIS
Census Block Group1
Census Block1048
Census Tract970400

Owner

302 Genge St is owned and occupied by two individuals who bought it in September 2023.

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address302 GENGE ST, CENTRALIA, WA 98531-3356
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jun 1, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Sep 14, 2023Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Mar 18, 2022Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2023 · Amount on File
Deed SaleSep 14, 2023 · Amount on File
Prior SaleMar 18, 2022 · Amount on File
Deed Document Number20233598262
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS WA
Property Address302 GENGE ST, CENTRALIA, WA 98531-3356
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 GENGE ST, CENTRALIA, WA 98531-3356

Mortgage

Document Number0003628488
DateSep 26, 2025
Instrument3628488
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Address5887 COPLEY DR, SAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2040

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS WA
Property Address302 GENGE ST, CENTRALIA, WA 98531-3356
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 GENGE ST, CENTRALIA, WA 98531-3356
InvestorPossibly a Property Investor

Mortgage

Document Number0003552405
DateJun 1, 2021
Instrument3552405
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term286 Months
DueApr 1, 2045

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS WA
Recording DateSep 14, 2023
Property Address302 GENGE ST, CENTRALIA, WA 98531-3356
Document Number0003598262
Map ReferenceVOL 7 PG 47-49
Instrument DateAug 29, 2023
Instrument3598262
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyTITLE GUARANTEE COMPANY INC., TITLE GUARANTY COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,565.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 GENGE ST, CENTRALIA, WA 98531-3356

Mortgage

Document Number0003598263
DateSep 14, 2023
Instrument3598263
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS WA
Recording DateMar 18, 2022
Property Address302 GENGE ST, CENTRALIA, WA 98531-3356
Document Number0003573115
Map ReferenceVOL 7 PG 47-49
Instrument DateMar 15, 2022
Instrument3573115
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyLEWIS COUNTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,325.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 GENGE ST, CENTRALIA, WA 98531-3356

Mortgage

Document Number0003573116
DateMar 18, 2022
Instrument3573116
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyLewis County
MunicipalityCentralia City
Unified School DistrictCentralia School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$307,500 (-) Land $50,000 Building $257,500$307,500 (-) Land $50,000 Building $257,500
2024$2,019.00 (-19.91%)$307,500 Land $50,000 Building $257,500$307,500 Land $50,000 Building $257,500
2023$2,521.00
2022$307,500 Land $50,000 Building $257,500$307,500 Land $50,000 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 302 Genge St; there have been 124 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 83 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims124 (1989–2022)
Claims Outside the SFHA3 of 124
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 24 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 61 claims
  • Severe Storms & Flooding, Nov 1990 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Genge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA PUBLIC WORKS - WATER
serves 28,164 people · EPA ID WA5312200
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Hawk Networks
Fixed Wireless
200 / 70

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