302 Gado Trce, Loudon, TN 37774 Property Records

Loudon County property record for 302 Gado Trce, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Aug 2026)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068N-K-017.00`

Property Details

APN / Parcel Number

Primary APN	`068N-K-017.00`
Alternative APNs	`068N K 01700 000068N` `01068NK068N01700` `053068N K 01700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	302 GADO TRCE
City	LOUDON
State	TN
Zip	37774-6850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIALAQUO COVES BLK: 20 LOT: 8 01 074P P 074P 00800 000
Legal Subdivision	MIALAQUO COVES
Legal Block	20
Legal Lot Number	8
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2072
Census Tract	60504

Owner

302 Gado Trce is owned and occupied by two individuals who bought it in August 2026.

Source: Loudon County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 GADO TRCE, LOUDON, TN 37774-6850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK
Apr 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage UNITED CMNTY BK
Dec 27, 2017	Warranty Deed, Transfer SOUTHEASTERN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Mar 3, 2020 · Amount on File
Deed Document Number	2026100675
Deed Book / Page	2 / 578
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Aug 19, 2026
Property Address	302 GADO TRCE, LOUDON, TN 37774-6850
Document Number	0000100675
Book / Page	2 / 578
Instrument Date	Aug 17, 2026
Instrument	2026100675
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	TELLICO TITLE SERVICES INC, TELLICO TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213,009.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 GADO TRCE, LOUDON, TN 37774-6850

Mortgage

Document Number	0000100676,
Date	Aug 19, 2026
Instrument	2026100676

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	302 GADO TRCE, LOUDON, TN 37774-6850
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 GADO TRCE, LOUDON, TN 37774-6850

Mortgage

Document Number	0T1637/406
Date	Feb 15, 2023
Book Page	T1637/406
Instrument	23001356

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Mar 3, 2020
Property Address	302 GADO TRCE, LOUDON, TN 37774-6850
Document Number	D0420/709
Book / Page	D0420 / 709
Instrument Date	Mar 2, 2020
Instrument	20002101
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2021
Title Company	SOUTHEASTERN TTL & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,216.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	302 GADO TRCE, LOUDON, TN 37774-6850

Mortgage

Document Number	20002102
Date	Mar 3, 2020
Instrument	20002102

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 1, 2019
Property Address	302 GADO TRCE, LOUDON, TN 37774-6850
Book / Page	001402 / 000587
Instrument Date	Mar 21, 2019
Instrument	2692
Transaction Type	Construction Loan
Record Updated	Apr 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	252 MIALAQUO RD LOUDON TN 377746831, LOUDON, TN 37774-6831

Mortgage

Document Number	0000002692
Date	Apr 1, 2019
Book Page	001402/000587
Instrument	2692

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	LOUDON, TN 37774

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 31, 2020

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Dec 27, 2017
Property Address	302 GADO TRCE, LOUDON, TN 37774-6850
Document Number	0000011176
Book / Page	000400 / 000065
Instrument Date	Dec 27, 2017
Instrument	11176
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	SOUTHEASTERN TITLE

Transaction

Amount	Amount on Record
Tax	$16.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	252 MIALAQUO RD LOUDON TN 377746831, LOUDON, TN 37774-6831
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 302 Gado Trce was $1,556.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00	$87,975 (-) Land $2,500 Building $85,475	$351,900 Land $10,000 Building $341,900
2024	$1,556.00	$87,975 (-) Land $2,500 Building $85,475
2023		$87,975 Land $2,500 Building $85,475
2021			$351,900 Land $10,000 Building $341,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Gado Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Gado Trce is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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