Clay County property record for 302 Franklin St, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,037 sqft · built 1897 |
| Lot Size | 0.165 acres (7,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,000 (Mar 2023) |
| Tax Bill | $2,294 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15720-05400-100-00 |
| Primary APN | 15720-05400-100-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| Gross Area | 1,250 sqft |
| 1st Floor Area | 825 sqft |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,174 sqft (0.165 acres) |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 302 FRANKLIN ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 77 OF LOTS 9 & 10 BLK 54 SNYDERS ADDN |
| Legal Subdivision | SNYDERS ADDITION |
| Legal Block | 54 |
| Legal Lot Number | 9,10 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 965900 |
Source: Clay County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 FRANKLIN ST, VERMILLION, SD 57069-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2023 | Warranty Deed, Transfer |
| Jun 1, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2023 · Amount on Record |
| Deed Sale | Mar 1, 2023 · Amount on Record |
| Prior Sale | Mar 1, 2023 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Mar 2, 2023 |
| Property Address | 302 FRANKLIN ST, VERMILLION, SD 57069-1931 |
| Document Number | 000D83/189 |
| Book / Page | D83 / 189 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 149123 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1738 HIGH SIERRA BLVD, BILLINGS, MT 59105-5413 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 302 FRANKLIN ST, VERMILLION, SD 57069-1931 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Jun 1, 2020 |
| Property Address | 302 FRANKLIN ST, VERMILLION, SD 57069-1931 |
| Document Number | 000D81/629 |
| Book / Page | D81 / 629 |
| Instrument Date | May 22, 2020 |
| Instrument | 142941 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 FRANKLIN ST, VERMILLION, SD 57069-1931 |
| Document Number | 0000142943 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 142943 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,294.00 (+7.9%) | $126,913 (+20.87%) Land $11,478 Building $115,435 |
| 2024 | $2,126.00 (+5.46%) | |
| 2023 | $104,996 Land $8,681 Building $96,315 | |
| 2022 | $2,016.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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