St. Johns County property record for 302 Foal Ridge Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,286 sqft · built 2025 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $624,000 (Jun 2025) |
| Tax Bill | $1,957 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095572-1190 |
| Primary APN | 095572-1190 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,286 sqft Living Area |
| Gross Area | 3,924 sqft |
| 1st Floor Area | 1,467 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 655 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 302 FOAL RIDGE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 126/7-13 TERRA PINES SOUTH PHASE THREE LOT 119 OR6165/394 |
| Legal Subdivision | TERRA PINES SOUTH PHASE THREE |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21004 |
Source: St. Johns County records · APN 095572-1190
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Jun 11, 2025 | Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Jan 22, 2025 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on Record |
| Deed Sale | Jun 11, 2025 · Amount on Record |
| Prior Sale | Jan 22, 2025 · Amount on Record |
| Deed Document Number | 202546074 |
| Deed Book / Page | 6165 / 394 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 06, 2026 |
| Property Address | 302 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0261 |
| Document Number | 0000028756 |
| Book / Page | 6337 / 1678 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202628756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 302 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0261 |
| Document Number | 0000028756, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 6337/1678 |
| Instrument | 202628756 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 11, 2025 |
| Property Address | 302 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0261 |
| Document Number | 0061650394 |
| Book / Page | 6165 / 394 |
| Map Reference | MB 126 PG 7-13 |
| Instrument Date | Jun 05, 2025 |
| Instrument | 2025046074 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8649 BAYPINE ROAD STE 202, 202, JACKSONVILLE, FL 32256-7560 |
| Name | Verified Name |
|---|---|
| Address | 302 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0261 |
| Document Number | 0006165396 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 6165/396 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 22, 2025 |
| Property Address | 302 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0261 |
| Document Number | 0060870803 |
| Book / Page | 6087 / 803 |
| Map Reference | MB 126 PG 7-13 |
| Instrument Date | Jan 16, 2025 |
| Instrument | 2025005256 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,246.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 MAIN ST # 300, 300, GAITHERSBURG, MD 20878-5768 |
| Name | Verified Name |
|---|---|
| Address | 1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,290 (+324.41%) Land $125,000 Building $384,290 | $509,290 (+324.41%) Land $125,000 Building $384,290 | |
| 2025 | $1,957.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $120,000 | $120,000 Land $120,000 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 67 (1996–2017) |
| Claims Outside the SFHA | 9 of 67 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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