302 Flora Cir, Newbern, TN 38059 Property Records

Dyer County property record for 302 Flora Cir, Newbern, TN 38059

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,504 sqft · built 1963
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Dec 2025)
Tax Bill$509 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jul 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN023047P D 00900

Property Details

APN / Parcel Number

Primary APN023047P D 00900
Alternative APN
  • 047P D 00900

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,504 sqft Living Area
1st Floor Area1,504 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions225 ft deep x 89 ft wide
Garage TypeCarport
Garage Area294 sqft
CarportCarport
Carport Area294 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address302 FLORA CIR
CityNEWBERN
StateTN
Zip38059-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILSON ADDN NORTH 6
Legal SubdivisionWILSON ADDN NORTH
Legal Lot Number6
JurisdictionDYER TN
Township / Civil Division2
Census Block Group2
Census Block2065
Census Tract964001

Owner

302 Flora Cir is owned and occupied by an individual who bought it in December 2025.

Source: Dyer County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address302 FLORA CIR, NEWBERN, TN 38059-1505
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Warranty Deed, Transfer · VA Mortgage
LEADERS CU
Jul 2, 2025Warranty Deed, Transfer · Conventional Mortgage
LEADERS CU
Mar 13, 2023Warranty Deed, Transfer · Conventional Mortgage
LEADERS CU
Jul 29, 2022Warranty Deed, Transfer · FHA Mortgage
REGIONS BANK
Mar 9, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 21, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2025 · Amount on File
Deed SaleDec 22, 2025 · Amount on File
Prior SaleJul 2, 2025 · Amount on File
Deed Document Number20255883
Deed Book / Page1058 / 990
Prior Transfer DateMar 9, 2022
Prior Transfer Doc0001004634
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDYER TN
Recording DateDec 22, 2025
Property Address302 FLORA CIR, NEWBERN, TN 38059-1505
Document Number0001058990
Book / Page1058 / 990
Map ReferenceMB 2 PG 44
Instrument DateDec 14, 2025
Instrument20255883
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyDYER LAND TITLE COMPANY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 FLORA CIR, NEWBERN, TN 38059-1505

Mortgage

Document Number0020255884
DateDec 22, 2025
Instrument20255884
Lender
NameLEADERS CU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Mortgage

Document Number0010581012
DateDec 22, 2025
Book Page1058/1012
Instrument20255885
Lender
NameLEADERS CU
TypeCredit Union
Address35 STONEBRIDGE BLVD, JACKSON, TN 38305
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDYER TN
Recording DateJul 2, 2025
Property Address302 FLORA CIR, NEWBERN, TN 38059-1505
Document Number0001054361
Book / Page1054 / 361
Map ReferenceMB 2 PG 44
Instrument DateJun 30, 2025
Instrument20253155
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyDYER LAND TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$758.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 FLORA CIR, NEWBERN, TN 38059-1505

Mortgage

Document Number0020253156
DateJul 2, 2025
Instrument20253156
Lender
NameLEADERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDYER TN
Recording DateMar 13, 2023
Property Address302 FLORA CIR, NEWBERN, TN 38059-1505
Document Number0001032289
Book / Page1032 / 289
Map ReferenceMB 2 PG 44
Instrument DateMar 13, 2023
Instrument20230973
Transaction TypeTransfer
Record UpdatedMar 24, 2023
Title CompanyDYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698.19
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 FLORA CIR, NEWBERN, TN 38059-1505

Mortgage

Document Number0020230974
DateMar 13, 2023
Instrument20230974
Lender
NameLEADERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDYER TN
Recording DateJul 29, 2022
Property Address302 FLORA CIR, NEWBERN, TN 38059-1505
Document Number0000101720
Book / Page1017 / 20
Map ReferenceMB 2 PG 44
Instrument DateJul 22, 2022
Instrument20223951
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$666.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 FLORA CIR, NEWBERN, TN 38059-1505

Mortgage

Document Number0020223952
DateJul 29, 2022
Instrument20223952
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDYER TN
Recording DateMar 9, 2022
Property Address302 FLORA CIR, NEWBERN, TN 38059-1505
Document Number0001004634
Book / Page1004 / 634
Map ReferenceMB 2 PG 44
Instrument DateMar 9, 2022
Instrument20221248
Transaction TypeTransfer
Record UpdatedMar 23, 2022

Transaction

AmountAmount on Record
Tax$305.44
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 618, RIPLEY, TN 38063-0618

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDYER TN
Recording DateFeb 21, 2019
Property Address302 FLORA CIR, NEWBERN, TN 38059-1505
Document Number917397
Book / Page000917 / 000397
Instrument DateFeb 8, 2019
Instrument649
Transaction TypeForeclosure
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$216.07
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4300 GOODFELLOW BLVD ST LOUIS MO 631201706, ST LOUIS, MO 63120-1706

Tax Assessment & Valuation

Source: Dyer County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDyer County
MunicipalityNewbern Town
Unified School DistrictDyer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,225 (+75%) Land $2,300 Building $33,925$144,900 Land $9,200 Building $135,700
2024$509.00$20,700 (-) Land $3,675 Building $17,025
2023$20,700 (-) Land $3,675 Building $17,025
2022$491.00$20,700 Land $3,675 Building $17,025
2021$82,800 (-) Land $14,700 Building $68,100
2020$82,800 Land $14,700 Building $68,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 302 Flora Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Flora Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWBERN WATER DEPT
serves 8,098 people · EPA ID TN0000496
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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