302 Expense St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 302 Expense St, Rome, NY 13440

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,838 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$34,000 (Sep 2025)
Tax Bill	$2,349 (2026)
Deeds & Mortgages	Sep 2025 Sale Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301301 242.006-2-50`

Property Details

APN / Parcel Number

Primary APN	`301301 242.006-2-50`
Alternative APNs	`130124200600020500000000` `301301 242.006-0002-050` `29855 04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,838 sqft Total Area
1st Floor Area	919 sqft
2nd Floor Area	919 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,049 sqft (0.07 acres)
Lot Width	45.5 ft Width
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29855 04
Street Address	302 EXPENSE ST
City	ROME
State	NY
Zip	13440-4031
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	H L&G 45X68
Legal Block	2
Legal Lot Number	50.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2009
Census Tract	22000

Owner

302 Expense St, a duplex, is owned and occupied by an individual who bought it in September 2025.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	302 EXPENSE ST, ROME, NY 13440-4031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer
Jan 13, 2025	Deed, Transfer
Jun 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Jan 13, 2025 · Amount on File
Deed Document Number	202511669
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	0000010371
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Sep 17, 2025
Property Address	302 EXPENSE ST, ROME, NY 13440-4031
Document Number	0000011669
Instrument Date	Aug 25, 2025
Instrument	2025-011669
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 EXPENSE ST, ROME, NY 13440-4031

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Jan 13, 2025
Property Address	302 EXPENSE ST, ROME, NY 13440-4031
Document Number	0000000450
Instrument Date	Jan 6, 2025
Instrument	2025-000450
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 HACADAM RD, SAUQUOIT, NY 13456-3511

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jun 29, 2022
Property Address	302 EXPENSE ST, ROME, NY 13440-4031
Document Number	0000010371
Instrument Date	Jun 29, 2022
Instrument	2022-010371
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	891 WATERVIEW DR, BLOSSVALE, NY 13308-2837

Tax Assessment & Valuation

The 2026 property tax bill for 302 Expense St was $2,349.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,349.00
2025		$50,000 (-) Land $8,600 Building $41,400	$117,647 (+6.75%) Land $20,235 Building $97,412
2024	$2,370.00	$50,000 (-) Land $8,600 Building $41,400	$110,205 (+0.02%) Land $18,955 Building $91,250
2023		$50,000 (-) Land $8,600 Building $41,400	$110,181 (+17.92%) Land $18,951 Building $91,230
2022	$1,735.00	$50,000 Land $8,600 Building $41,400	$93,440 Land $16,072 Building $77,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Expense St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Expense St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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