302 Exeter Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 302 Exeter Ave, Middlesboro, KY 40965 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,312 sqft · built 1920
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (Apr 2022)
Tax Bill	$723 (2025)
Deeds & Mortgages	Apr 2022 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`069-44-12-009.00`

Property Details

APN / Parcel Number

Primary APN	`069-44-12-009.00`
Alternative APNs	`13056` `6290`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,312 sqft Living Area

Exterior

Year Built	Built 1920
Exterior Material	Masonite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	6290
Street Address	302 EXETER AVE
City	MIDDLESBORO
State	KY
Zip	40965-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 208 (S. 100' OF LOT 17)
Legal Lot Number	17
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2011
Census Tract	960600

Owner

Source: Bell County records · APN 069-44-12-009.00

Assessment roll updated October 15, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1012 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2242
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	May 22, 2014 · Amount on Record
Deed Document Number	191028
Deed Book / Page	D396 / 39
Record Updated	Jun 08, 2026

April 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Apr 12, 2022
Property Address	302 EXETER AVE, MIDDLESBORO, KY 40965-1348
Document Number	000D396/39
Book / Page	D396 / 39
Instrument Date	Mar 31, 2022
Instrument	191028
Transaction Type	Construction Loan
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2634, MIDDLESBORO, KY 40965-4634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2242

Mortgage

Document Number	0000191029
Date	Apr 12, 2022
Instrument	191029

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Sep 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$723.00 (+2.41%)	$67,500 (-) Land $67,500	$67,500 (-) Land $67,500
2023	$706.00	$67,500	$67,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139606002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force 20 of 32 on primary residences
Nearby Flood Claims	24 (1982–2021)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Mar 2021, river or lake flooding
Flood Events	Severe Storms, Tornadoes, And Flooding (Jun 2011), 18 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 66% of Kentucky
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.