Chesapeake City property record for 302 Esplanade Pl, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2 bd · 2.5 ba · 1,570 sqft · built 1994 |
| Lot Size | 0.061 acres (2,657 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Feb 2022) |
| Tax Bill | $3,232 (2024) |
| Deeds & Mortgages | Dec 2020 Refinance Jun 2009 Mortgage + 5 more |
| APN | 0367008000230 |
| Primary APN | 0367008000230 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,570 sqft Total Area |
| 1st Floor Area | 728 sqft |
| Upper Floors Area | 728 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 2,657 sqft (0.061 acres) |
| Lot Dimensions | 103 ft deep x 26 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 12 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 302 ESPLANADE PL |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2013 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 23 RIVER WALK SEC MC-2 PH 2 PT 1 |
| Legal Subdivision | LONG POINTE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20908 |
302 Esplanade Pl is owned by two individuals who acquired it in March 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK |
| Jun 4, 2009 | Deed of Trust, Mortgage · FHA Mortgage SOUTHERN TRUST MORTGAGE L |
| Jun 9, 2006 | Deed of Trust, Mortgage · ARM BEAR STEARNS RESIDENTIAL |
| Mar 28, 2022 | Intrafamily Transfer, Transfer |
| Feb 28, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 31, 2017 | Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Jul 21, 2008 | Trustee's Deed, Foreclosure · FHA Mortgage NATIONAL CITY MTG CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on File |
| Deed Sale | Feb 28, 2022 · Amount on File |
| Prior Sale | May 31, 2017 · Amount on File |
| Deed Document Number | 20226889 |
| Deed Book / Page | 10526 / 899 |
| Last Transfer Date | Mar 1, 2022 |
| Transfer Doc | 0010539/44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 10281/1337 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 10281/1337 |
| Instrument | 200049164 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007829/146 |
|---|---|
| Date | Jun 4, 2009 |
| Book Page | 7829/146 |
| Name | SOUTHERN TRUST MORTGAGE L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006574/399 |
|---|---|
| Date | Jun 9, 2006 |
| Book Page | 6574/399 |
| Name | BEAR STEARNS RESIDENTIAL |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2011 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 28, 2022 |
| Property Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Document Number | 0010539/44 |
| Book / Page | 10539 / 44 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 220010490 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 28, 2022 |
| Property Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Document Number | 010526/899 |
| Book / Page | 10526 / 899 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 220006889 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 31, 2017 |
| Property Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Document Number | 9792/1576 |
| Book / Page | 9792 / 1576 |
| Instrument Date | May 26, 2017 |
| Instrument | 170014543 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Document Number | 170014544 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 170014544 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 21, 2008 |
| Property Address | 302 ESPLANADE PL, CHESAPEAKE, VA 23320-2013 |
| Document Number | 007554/484 |
| Book / Page | 7554 / 484 |
| Instrument Date | Jul 14, 2008 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007554488 |
|---|---|
| Date | Jul 21, 2008 |
| Instrument | 7554/488 |
| Name | NATIONAL CITY MTG CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,800 (+1.19%) Land $135,000 Building $197,800 | $332,800 (+1.19%) Land $135,000 Building $197,800 | |
| 2025 | $328,900 Land $115,000 Building $213,900 | $328,900 Land $115,000 Building $213,900 | |
| 2024 | $3,232.00 | ||
| 2023 | $281,300 (+6.51%) Land $100,000 Building $181,300 | $281,300 (+6.51%) Land $100,000 Building $181,300 | |
| 2022 | $264,100 Land $90,000 Building $174,100 | $264,100 Land $90,000 Building $174,100 | |
| 2019 | $2,263.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 302 Esplanade Pl; there have been 50 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 236 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 360 units insured incl. 124 condo units |
| Nearby Flood Claims | 50 (2003–2021) |
| Most Recent Claim | Aug 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Esplanade Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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