Contra Costa County property record for 302 Emmet Pl, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,056 sqft · built 2021 |
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,679,500 (Apr 2022) |
| Tax Bill | $16,812 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-040-130-9 |
| Primary APN | 117-040-130-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,056 sqft Living Area |
| 1st Floor Area | 3,056 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 19,000 sqft (0.436 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 302 EMMET PL |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9495 L8 |
| Legal Subdivision | LAUREL PLACE IV SUB 9495 |
| Legal Tract | 9495 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 333102 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 EMMET PL, CONCORD, CA 94521-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Apr 15, 2022 | Grant Deed, Transfer · Conventional Mortgage AXOS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on Record |
| Deed Sale | Apr 15, 2022 · Amount on Record |
| Deed Document Number | 202266255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 302 EMMET PL, CONCORD, CA 94521-1556 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 302 EMMET PL, CONCORD, CA 94521-1556 |
| Document Number | 0000097815 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025- 097815 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | 13033 NE BEL RED RD STE 110, BELLEVUE, WA 98005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 15, 2022 |
| Property Address | 302 EMMET PL, CONCORD, CA 94521-1556 |
| Document Number | 0000066255 |
| Map Reference | MB 546 PG 5 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022-066255 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 302 EMMET PLACE, CONCORD, CA 94521-1556 |
| Document Number | 0000066257 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022-066257 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | May 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Margin | 4 |
| Max Rate | 9.25% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,487,000 (-) Land $705,629 Building $781,371 | |
| 2025 | $16,812.00 (+3.33%) Homeowner's exemption | $1,487,000 (+3.55%) Land $705,629 Building $781,371 |
| 2023 | $16,270.00 (+100.49%) Homeowner's exemption | $1,436,000 Land $701,000 Building $735,000 |
| 2022 | $8,115.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures