302 Elm St, Millington, IL 60537 Property Records

Kendall County property record for 302 Elm St, Millington, IL 60537

Property Summary

Property Type	Single Family Home
Lot Size	0.332 acres (14,471 sqft)
Owner	2 Trust Names on File
Last Sale	$24,500 (Apr 2003)
Tax Bill	$5,440 (2024)
Deeds & Mortgages	Jul 2023 Transfer Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-30-305-008`

Property Details

APN / Parcel Number

Primary APN	`04-30-305-008`

Exterior

Lot Area	14,471 sqft (0.332 acres)

Location & Zoning

Street Address	302 ELM ST
City	MILLINGTON
State	IL
Zip	60537-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 3 & 4 & 1/2 VAC ALLEY LYG N & ADJ TO SAID LTS, BLK 6 VILLAGE OF MILLINGTON.
Legal Subdivision	VILLAGE OF MILLINGTON
Legal Block	6
Legal Lot Number	3,4,1
Jurisdiction	KENDALL IL
Township / Civil Division	FOX
Census Block Group	2
Census Block	2091
Census Tract	890602

Owner

302 Elm St is owner-occupied and held in a trust since July 2023.

Source: Kendall County records, as of August 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	302 ELM ST, MILLINGTON, IL 60537-1031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK
Feb 8, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage RESOURCE BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2003 · Amount on File
Deed Sale	Apr 21, 2003 · Amount on File
Deed Document Number	200312902
Last Transfer Date	Jul 19, 2023
Transfer Doc	0000008399
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Jul 31, 2023
Property Address	302 ELM ST, MILLINGTON, IL 60537-1031
Document Number	0000008399
Instrument Date	Jul 19, 2023
Instrument	202300008399
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ELM ST, MILLINGTON, IL 60537-1031

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	302 ELM ST, MILLINGTON, IL 60537-1031
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 327, MILLINGTON, IL 60537-0327

Mortgage

Document Number	0000001902
Date	Feb 22, 2023
Instrument	202300001902

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2020
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Max Rate	11%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Feb 8, 2023
Property Address	302 ELM ST, MILLINGTON, IL 60537-1031
Document Number	0000001419
Instrument Date	Jan 30, 2023
Instrument	202300001419
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ELM ST, MILLINGTON, IL 60537-1031

Mortgage

Document Number	0000001420
Date	Feb 8, 2023
Instrument	202300001420

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2028
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Max Rate	11%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	302 ELM ST, MILLINGTON, IL 60537-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018983
Date	Sep 29, 2020
Instrument	202000018983

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Fox Township
Municipality	Millington Village
Secondary School District	Newark Community High School District 18 (09 - 12)
Elementary School District	Newark Community Consolidated School District 66 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,280 Land $11,678 Building $76,602	$264,840 Land $35,034 Building $229,806
2024	$5,440.00
2022		$66,764 Land $8,832 Building $57,932	$200,292 Land $26,496 Building $173,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
NewarkNet Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Cell Coverage

4G LTE only, no 5G reported

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