302 Elder St, Klemme, IA 50449 Property Records

Hancock County property record for 302 Elder St, Klemme, IA 50449

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1900
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Sep 2005)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2702050080`

Property Details

APN / Parcel Number

Primary APN	`2702050080`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	864 sqft
Basement Area	672 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,379 sqft (0.376 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	302 ELDER ST
City	KLEMME
State	IA
Zip	50449-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEMME'S 1ST LOT 7 & 8 BLK 5
Legal Subdivision	KLEMME'S 1ST ADDITION
Legal Block	5
Legal Lot Number	7&8
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2169
Census Tract	270200

Owner

Source: Hancock County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 ELDER ST, KLEMME, IA 50449-7718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit HUD
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
Mar 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2005 · Amount on Record
Deed Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	20052135
Last Transfer Date	Jan 30, 2018
Transfer Doc	0000180417
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	302 ELDER ST, KLEMME, IA 50449-7718
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ELDER ST, KLEMME, IA 50449-7718

Mortgage

Document Number	0000231952
Date	Nov 2, 2023
Instrument	23-1952

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jul 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	302 ELDER ST, KLEMME, IA 50449-7718
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231002
Date	Jun 6, 2023
Instrument	23-1002

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	302 ELDER ST, KLEMME, IA 50449-7718
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211497
Date	Jul 8, 2021
Instrument	21-1497

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK IA
Recording Date	Mar 8, 2018
Property Address	302 ELDER ST, KLEMME, IA 50449-7718
Document Number	00000180417
Instrument Date	Jan 30, 2018
Instrument	0000018-0417
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ELDER ST, KLEMME, IA 50449-7718

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (-38.6%) Homeowner's exemption	$127,280 (+18.59%) Land $13,950 Building $113,330	$127,280 (+18.59%) Land $13,950 Building $113,330
2024	$2,254.00 (+51.58%)
2023		$107,330 (+29.56%) Land $8,930 Building $98,400	$107,330 (+29.56%) Land $8,930 Building $98,400
2022	$1,487.00 Homeowner's exemption	$82,840 Land $8,930 Building $73,910
2021			$82,840 Land $8,930 Building $73,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEMME WATER WORKS serves 441 people · EPA ID IA4155035
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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