Bay County property record for 302 Eagle Dr, Panama City Beach, FL 32407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,099 sqft · built 1993 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2018) |
| Tax Bill | $2,802 (2024) |
| Deeds & Mortgages | Dec 2021 Transfer Jan 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 34024-384-000 |
| Primary APN | 34024-384-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,099 sqft Heated Area |
| Gross Area | 2,829 sqft |
| 1st Floor Area | 1,919 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 672 sqft |
| Porch | Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 302 EAGLE DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCB12 |
| Legal Description | COLONY SUB PHASE 2 LOT 73 BLK B ORB 4494 P 2049 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | COLONY SUB PHASE 2 |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 73 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2703 |
302 Eagle Dr is owned and occupied by two individuals who acquired it in December 2021.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 302 EAGLE DR, PANAMA CITY BEACH, FL 32407-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 9, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2018 · Amount on File |
| Deed Sale | Jan 9, 2018 · Amount on File |
| Prior Sale | Jan 9, 2018 · Amount on File |
| Deed Document Number | 0039690905 |
| Deed Book / Page | 003969 / 000905 |
| Last Transfer Date | Dec 6, 2021 |
| Transfer Doc | 0044942049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 6, 2021 |
| Property Address | 302 EAGLE DR, PANAMA CITY BEACH, FL 32407-2822 |
| Document Number | 0044942049 |
| Book / Page | 4494 / 2049 |
| Map Reference | MB 14 PG 39 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021092145 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 EAGLE DR, PANAMA CITY BEACH, FL 32407-2822 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 9, 2018 |
| Property Address | 302 EAGLE DR, PANAMA CITY BEACH, FL 32407-2822 |
| Document Number | 0039690905 |
| Book / Page | 003969 / 000905 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 1408 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 EAGLE DR PANAMA CITY FL 324072822, PANAMA CITY, FL 32407-2822 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $259,001 | $319,861 Land $57,383 Building $262,478 | |
| 2024 | $2,802.00 (+2.79%) | ||
| 2023 | $2,726.00 (+11.36%) Homeowner's exemption | $244,371 (+3%) | $282,362 (+8.12%) Land $42,351 Building $240,011 |
| 2022 | $2,448.00 Homeowner's exemption | $237,253 | $261,167 Land $39,600 Building $221,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Eagle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 65 (1978–2022) |
| Claims Outside the SFHA | 47 of 65 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Eagle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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