302 E Spring St, Troy, NC 27371 Property Records

Montgomery County property record for 302 E Spring St, Troy, NC 27371 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Sep 2020)
Tax Bill	$128 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7538 10 45 5959`

Property Details

APN / Parcel Number

Primary APN	`7538 10 45 5959`
Alternative APN	`1483091`

Exterior

Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	386 ft deep x 173 ft wide

Location & Zoning

Account Number	1483091
Street Address	302 E SPRING ST
City	TROY
State	NC
Zip	27371-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VACANT LOT VACANT LOT
Legal Lot Number	V
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	1
Census Block	1035
Census Tract	960202

Owner

Source: Montgomery County records · APN 7538 10 45 5959

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 E SPRING ST, TROY, NC 27371-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2020 · Amount on Record
Deed Sale	Sep 03, 2020 · Amount on Record
Prior Sale	Jan 01, 2000
Deed Document Number	2020364551
Deed Book / Page	854 / 872
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Sep 03, 2020
Property Address	306 E SPRING ST, TROY, NC 27371-3330
Document Number	000854/872
Book / Page	854 / 872
Instrument Date	Aug 28, 2020
Instrument	364551
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E MAIN ST, 401, TROY, NC 27371-3315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3142 NC HIGHWAY 24 27 E, BISCOE, NC 27209-9752

Mortgage

Document Number	0000364552
Date	Sep 03, 2020
Instrument	364552

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$128.00	$20,933 (-) Land $20,933	$20,933 (-) Land $20,933
2023		$20,933 Land $20,933	$20,933 Land $20,933

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.