302 E Smith St, Oxford, IN 47971 Property Records

Benton County property record for 302 E Smith St, Oxford, IN 47971

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1945
Lot Size	0.076 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$129,300 (Jun 2022)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-00153-00`

Property Details

APN / Parcel Number

Primary APN	`011-00153-00`
Alternative APNs	`04-12-18-444-107.000-011` `00000991620`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2019
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	55 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000991620
Street Address	302 E SMITH ST
City	OXFORD
State	IN
Zip	47971-8709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUSTUS 1ST ADD PT LOT 4 BLK 4 60X54.97X60.01X55.78
Legal Subdivision	JUSTUS' FIRST ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	BENTON IN
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2061
Census Tract	100100

Owner

Source: Benton County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 E SMITH ST, OXFORD, IN 47971-8709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
Jun 28, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK
Feb 12, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Feb 17, 2022 · Amount on Record
Deed Document Number	20221000
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	2021000291
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	302 E SMITH ST, OXFORD, IN 47971-8709
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001160
Date	Oct 6, 2023
Instrument	2023001160

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 1, 2063

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Jun 28, 2022
Property Address	302 E SMITH ST, OXFORD, IN 47971-8709
Document Number	2022001000
Instrument Date	Jun 27, 2022
Instrument	2022001000
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001001
Date	Jun 28, 2022
Instrument	2022001001

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON IN
Recording Date	Feb 12, 2021
Property Address	302 E SMITH ST, OXFORD, IN 47971-8709
Document Number	2021000291
Instrument Date	Aug 24, 2020
Instrument	2021000291
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Oak Grove Township
Municipality	Oxford Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00 (+3.74%)	$125,600 (+11.94%) Land $5,200 Building $120,400	$125,600 (+11.94%) Land $5,200 Building $120,400
2024	$2,698.00 (+181.04%)
2023	$960.00 (+183.19%)	$112,200 (+108.94%) Land $5,200 Building $107,000	$112,200 (+108.94%) Land $5,200 Building $107,000
2022	$339.00	$53,700 Land $5,200 Building $48,500	$53,700 Land $5,200 Building $48,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER UTILITY serves 1,200 people · EPA ID IN5204005
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mainstream Fiber Networks Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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