302 E Sherman St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 302 E Sherman St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 980 sqft · built 1955
Lot Size	0.104 acres (4,527 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,859 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-136-005`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-136-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	4,527 sqft (0.104 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 E SHERMAN ST
City	SAINT JOSEPH
State	IL
Zip	61873-8962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 5 BLOCK 10 GRIGGS SUB
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	GRIGGS SUB
Legal Block	10
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3015
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1504 DOVER DR, SAINT JOSEPH, IL 61873-8950
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Apr 26, 2019	Trustee's Deed, Construction Loan · Line of Credit LONGVIEW BK
Apr 22, 2019	Warranty Deed, Transfer · Commercial Mortgage LONGVIEW BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	302 E SHERMAN ST, SAINT JOSEPH, IL 61873-8962
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005273
Date	Mar 8, 2021
Instrument	2021R05273

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	302 E SHERMAN ST, SAINT JOSEPH, IL 61873-8962
Document Number	0000013371
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 E SHERMAN ST ST JOSEPH IL 618738962, ST JOSEPH, IL 61873-8962

Mortgage

Document Number	0000013371
Date	Jul 15, 2020
Instrument	13371

Lender

Name	INB NA
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 26, 2019
Property Address	302 E SHERMAN ST, SAINT JOSEPH, IL 61873-8962
Instrument Date	Apr 18, 2019
Instrument	5826
Transaction Type	Construction Loan
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 DOVER DR ST JOSEPH IL 618738950, ST JOSEPH, IL 61873-8950

Mortgage

Document Number	0000005826
Date	Apr 26, 2019
Instrument	5826

Lender

Name	LONGVIEW BK
Address	OGDEN, IL 61859

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 22, 2019
Property Address	302 E SHERMAN ST, SAINT JOSEPH, IL 61873-8962
Document Number	0000005483
Map Reference	DD 19 PG 452
Instrument Date	Apr 8, 2019
Instrument	2019R05483
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1504 DOVER DR, SAINT JOSEPH, IL 61873-8950

Mortgage

Document Number	0000005484
Date	Apr 22, 2019
Instrument	2019R05484

Lender

Name	LONGVIEW BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2024

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,370 (+25.31%) Land $8,410 Building $34,960	$130,110 (+25.31%) Land $25,230 Building $104,880
2024	$2,859.00 (+11.42%)
2022	$2,566.00	$34,610 Land $6,710 Building $27,900	$103,830 Land $20,130 Building $83,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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