302 E McGregor St, Algona, IA 50511 Property Records

Kossuth County property record for 302 E McGregor St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1938
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jun 2022)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-11-203-008`

Property Details

APN / Parcel Number

Primary APN	`22-11-203-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Basement Area	700 sqft
Unfinished Basement	700 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	302 E MCGREGOR ST
City	ALGONA
State	IA
Zip	50511-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & N 30' LOT 2 BLK 50 O P
Legal Block	50
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2041
Census Tract	950400

Owner

Source: Kossuth County assessment roll, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 E MCGREGOR ST, ALGONA, IA 50511-2712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage IOWA STATE SAVINGS BANK
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Jul 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	20221818
Deed Book / Page	2022 / 1818
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	302 E MCGREGOR ST, ALGONA, IA 50511-2712
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002071
Date	Jul 11, 2018
Book Page	0000002018/0000002071
Instrument	000000002071

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 16, 2022
Property Address	302 E MCGREGOR ST, ALGONA, IA 50511-2712
Document Number	02022/1818
Book / Page	2022 / 1818
Instrument Date	Jun 2, 2022
Instrument	2022 1818
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E MCGREGOR ST, ALGONA, IA 50511-2712

Mortgage

Document Number	02022/1819
Date	Jun 16, 2022
Book Page	2022/1819
Instrument	2022 1819

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 11, 2018
Property Address	302 E MCGREGOR ST, ALGONA, IA 50511-2712
Document Number	02018/2070
Book / Page	2018 / 2070
Instrument Date	Jul 10, 2018
Instrument	000000002070
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	500 NORWOOD DR, ALGONA, IA 50511-1140

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 Homeowner's exemption	$151,345 (+14.9%) Land $24,500 Building $126,845
2024	$2,058.00 (-7.88%)
2023		$131,718 Land $22,050 Building $109,668	$131,718 (-12.97%) Land $22,050 Building $109,668
2021	$2,234.00		$151,345 Land $24,500 Building $126,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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