302 E Main St, Youngsville, NC 27596 Property Records

Franklin County property record for 302 E Main St, Youngsville, NC 27596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,234 sqft · built 1901
Lot Size0.283 acres (12,371 sqft)
OwnerIndividual Name on Record
Last Sale$182,000 (Aug 2017)
Tax Bill$1,850 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1852-68-0351

Property Details

APN / Parcel Number

Primary APN1852-68-0351
Alternative APNs
  • YGS211 004
  • 1031616
  • 006149

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,234 sqft Total Area
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area12,371 sqft (0.283 acres)
Lot Dimensions200 ft deep x 62 ft wide

Exterior Amenities

PorchPorch
Porch Area384 sqft
Deck Area650 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1031616
Old Parcel NumberYGS211 004
Street Address302 E MAIN ST
CityYOUNGSVILLE
StateNC
Zip27596-9691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR S
Legal DescriptionHOT TUB ON DECK NO HOT TUB ON DECK
Legal SubdivisionLOT MAIN ST
JurisdictionFRANKLIN NC
Township / Civil DivisionYOUNGSVILLE
Census Block Group3
Census Block3014
Census Tract60502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address302 E MAIN ST, YOUNGSVILLE, NC 27596-9691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Line of Credit
CAROLINAS TELCO FCU
Dec 23, 2020Deed of Trust, Mortgage · Conventional with PMI
CAROLINAS TELCO FCU
Aug 24, 2017Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2017 · Amount on Record
Deed SaleAug 24, 2017 · Amount on Record
Deed Document Number0002111475
Deed Book / Page2111 / 475
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NC
Property Address302 E MAIN ST, YOUNGSVILLE, NC 27596-9691
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024220252
DateFeb 17, 2026
Book Page2422/252
Instrument10109857
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueFeb 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NC
Property Address302 E MAIN ST, YOUNGSVILLE, NC 27596-9691
Document Number0022361455
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address302 E MAIN ST YOUNGSVILLE NC 275969691, YOUNGSVILLE, NC 27596-9691

Mortgage

Document Number0022361455
DateDec 29, 2020
Book Page002236/001455
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28208
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NC
Recording DateAug 24, 2017
Property Address302 E MAIN ST, YOUNGSVILLE, NC 27596-9691
Document Number0021110475
Book / Page2111 / 475
Instrument DateAug 23, 2017
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$364.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13590 US 70 BUSINESS HWY W, 13590, CLAYTON, NC 27520-2162

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E MAIN ST, YOUNGSVILLE, NC 27596-9691

Mortgage

Document Number0002111478
DateAug 24, 2017
Instrument2111/478
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyFranklin County
MunicipalityYoungsville Town
Unified School DistrictFranklin County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,850.00 (+24.83%)$287,903 (+84.74%) Land $68,563 Building $219,340$287,903 (+84.74%) Land $68,563 Building $219,340
2023$1,482.00$155,840 Land $16,230 Building $139,610$155,840 Land $16,230 Building $139,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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