Frederick County property record for 302 E Main St, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,411 sqft · built 1924 |
| Lot Size | 0.346 acres (15,078 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,000 (Jul 2019) |
| Tax Bill | $4,604 (2023) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-336137 |
| Primary APN | 15-336137 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,411 sqft Total Area |
| 1st Floor Area | 1,607 sqft |
| Basement Area | 126 sqft |
| Year Built | Built 1924 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Metal |
| Lot Area | 15,078 sqft (0.346 acres) |
| Lot Dimensions | 337 ft deep x 95 ft wide |
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 336137 |
|---|---|
| Street Address | 302 E MAIN ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 15,078 SQ FT 302 E. MAIN ST. THURMONT |
| Legal Subdivision | THURMONT |
| Legal Block | 22 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 753001 |
Source: Frederick County records · APN 15-336137
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 302 E MAIN ST, THURMONT, MD 21788-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit WOODSBORO BANK |
| Jul 02, 2019 | Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2019 · Amount on Record |
| Deed Sale | Jul 02, 2019 · Amount on Record |
| Prior Sale | Jun 20, 2007 · Amount on Record |
| Deed Document Number | 0013066408 |
| Deed Book / Page | 13066 / 408 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 302 E MAIN ST, THURMONT, MD 21788-2012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 302 E MAIN ST, THURMONT, MD 21788-2012 |
| Document Number | 0167680436 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 16768/436 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 02, 2019 |
| Property Address | 302 E MAIN ST, THURMONT, MD 21788-2012 |
| Document Number | 0130660408 |
| Book / Page | 13066 / 0408 |
| Map Reference | MB 80 PG 130 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 302 E MAIN ST, THURMONT, MD 21788-2012 |
| Document Number | 130660415 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 13066/0415 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,604.00 Homeowner's exemption | $302,600 Land $59,600 Building $243,000 | $302,600 Land $59,600 Building $243,000 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 308 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF THURMONT serves 6,200 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures