302 E Main St, La Grange, KY 40031 Property Records

Oldham County property record for 302 E Main St, La Grange, KY 40031

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,747 sqft · built 1907
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,500 (Jul 2017)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-L.6-01-4`

Property Details

APN / Parcel Number

Primary APN	`46-L.6-01-4`
Alternative APN	`57650`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,747 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.204 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	57650
Street Address	302 E MAIN ST
City	LA GRANGE
State	KY
Zip	40031-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .204 AC LOT
Legal Subdivision	LAGRANGE 6
Legal Tract	4
Legal Block	SEC 1
Legal Lot Number	4
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	3
Census Block	3023
Census Tract	30302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central La Grange Historic District listed 1988 · 166 contributing resources · NRIS 88001316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 E MAIN ST, LA GRANGE, KY 40031-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 26, 2017	Warranty Deed, Transfer · ARM COMMONWEALTH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2017527484
Deed Book / Page	1166 / 426
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	D834/278
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	302 E MAIN ST, LA GRANGE, KY 40031-1210
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E MAIN ST, LA GRANGE, KY 40031-1210

Mortgage

Document Number	0M2594/630
Date	Jul 22, 2022
Book Page	M2594/630
Instrument	699545

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	302 E MAIN ST, LA GRANGE, KY 40031-1210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2293/622
Date	Jan 26, 2018
Book Page	M2293/622
Instrument	535079

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	302 E MAIN ST, LA GRANGE, KY 40031-1210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2418/244
Date	Jun 2, 2020
Book Page	M2418/244
Instrument	576159

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jul 26, 2017
Property Address	302 E MAIN ST, LA GRANGE, KY 40031-1210
Document Number	D1166/426
Book / Page	D1166 / 426
Map Reference	MB834 PG285
Instrument Date	Jul 17, 2017
Instrument	527484
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	METRO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2185 MOUNT OLIVET RD, 2185, LA GRANGE, KY 40031-7724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E MAIN ST, LA GRANGE, KY 40031-1210

Mortgage

Document Number	527485
Date	Jul 26, 2017
Instrument	527485

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	La Grange City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,126.00 (-0.79%)	$250,000 (-) Land $30,000 Building $220,000	$250,000 (-) Land $30,000 Building $220,000
2023	$3,151.00	$250,000 Land $30,000 Building $220,000	$250,000 Land $30,000 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481
Water Source	Purchased groundwater from OLDHAM COUNTY WATER DISTRICT
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

302 E Main St, La Grange, KY 40031 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Main St

Nearby Streets

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