Marion County property record for 302 E Main Cross St, Palmyra, MO 63461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,140 sqft · built 1996 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,672 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance Mar 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P2704 |
| Primary APN | P2704 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Basement Area | 1,140 sqft |
| Flooring | Carpet |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 127 ft deep x 54.6 ft wide |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Deck Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | P2704 |
|---|---|
| Street Address | 302 E MAIN CROSS ST |
| City | PALMYRA |
| State | MO |
| Zip | 63461-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD ORIG TOWN, BLK 10, W 54.8 LOT 5 DIM DEED-54.6 X 127 |
| Legal Subdivision | ORIG TOWN |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | MARION MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 960300 |
Source: Marion County records · APN P2704
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 302 E MAIN CROSS ST, PALMYRA, MO 63461-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance F&M BANK AND TRUST COMPANY |
| Mar 18, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage F & M BANK & TRUST CO |
| Oct 06, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2009 |
| Deed Sale | Oct 30, 2009 |
| Prior Sale | Jan 06, 2010 |
| Deed Document Number | 2009R004068 |
| Last Transfer Date | Oct 06, 2025 |
| Transfer Doc | 2025R003083 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 302 E MAIN CROSS ST, PALMYRA, MO 63461-1750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023R000633 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023R000633 |
| Name | F&M BANK AND TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 302 E MAIN CROSS ST, PALMYRA, MO 63461-1750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | ACCURATE LAND TITLE LLC, ACCURATE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 2025R000632 |
|---|---|
| Date | Mar 18, 2025 |
| Instrument | 2025R000632 |
| Name | F & M BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 14, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION MO |
| Recording Date | Oct 06, 2025 |
| Property Address | 302 E MAIN CROSS ST, PALMYRA, MO 63461-1750 |
| Document Number | 2025R003083 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025R003083 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 E MAIN CROSS ST, PALMYRA, MO 63461-1750 |
Source: Marion County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Marion County |
| Municipality | Palmyra City |
| Unified School District | Palmyra R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,672.00 (+7.18%) | $26,810 (+8.32%) Land $1,270 Building $25,540 | $122,230 (+8.83%) Land $6,660 Building $115,570 |
| 2024 | $1,560.00 (-0.13%) | $24,750 (-) Land $1,150 Building $23,600 | |
| 2023 | $1,562.00 | $24,750 Land $1,150 Building $23,600 | $112,310 Land $6,050 Building $106,260 |
Source: FEMA National Flood Hazard Layer as of January 13, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1983–2013) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mark Twain Rural Telephone Company Fixed Wireless | 300 / 50 |
May also be available: Chariton Valley Telephone.
Based on FCC filings for 154 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PALMYRA PWS serves 3,595 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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