302 E Locust St, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 302 E Locust St, Mount Sterling, KY 40353

Property Summary

Property TypeCommercial
Details192 sqft
Lot Size0.044 acres (1,950 sqft)
OwnerIndividual Name on Record
Tax Bill$49 (2025)
Flood ZoneZone AE (high risk)
APN23M-60-24-004.00

Property Details

APN / Parcel Number

Primary APN23M-60-24-004.00
Alternative APN
  • 5035

Interior

Stories1 Story
Building Area192 sqft Total Area

Exterior

Exterior MaterialConcrete Block
Foundation TypeBlock
Lot Area1,950 sqft (0.044 acres)
Lot Dimensions130 ft deep x 15 ft wide

Location & Zoning

Account Number5035
Street Address302 E LOCUST ST
CityMOUNT STERLING
StateKY
Zip40353-1408
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionE LOCUST ST BLDG & LOT
JurisdictionMONTGOMERY KY
Township / Civil DivisionMOUNT STERLING
Census Block Group4
Census Block4017
Census Tract920202

Owner

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address414 JACKSON ST, MOUNT STERLING, KY 40353-1442
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2008
Deed SaleOct 30, 2008
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMontgomery County
MunicipalityMount Sterling City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49.00$5,000 (-)$5,000 (-)
2023$49.00$5,000$5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT STERLING WATER WORKS
serves 16,391 people · EPA ID KY0870298
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E Locust St

Nearby Streets

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