302 E Locust St, #304, Bloomington, IL 61701 Property Records

McLean County property record for 302 E Locust St, #304, Bloomington, IL 61701 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1925
Square Footage12,061 sqft Gross Area
Lot Size19,426 sqft (0.446 acres)
GarageBasement
Last Sale$350,000 (2023)
Tax Bill$10,460.00 (2024)

Property Details

APN / Parcel Number

Primary APN21-04-209-009

Interior

Plumbing Fixtures4 Plumbing Fixtures
Units2 Units
Building Area12,061 sqft Gross Area
1st Floor6,014 sqft 1st Floor
Basement Area6,047 sqft Basement
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area19,426 sqft (0.446 acres)
Depth X Width155 ft x 124 ft Depth x Width
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemSpace Heating

Location & Zoning

Street Address302 E LOCUST ST, 304
CityBLOOMINGTON
StateIL
Zip61701-3114
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionDURLEY ADD W33.33 LOT 15 & ALL LOT 13 & 14 BLK 10
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionDURLEY ADD
Legal Block10
Legal Lot Number15
JurisdictionMCLEAN IL
Minor Civil DivisionBLOOMINGTON CITY
Census Blockgroup1
Census Block1038
Census Tract1302

Owner

Source: McLean County records · APN 21-04-209-009

Assessment roll updated April 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 648, IL 61707
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · Building or Construction Mortgage
CITIZENS EQUITY FIRST CU
Apr 13, 2023Warranty Deed, Transfer · Commercial Mortgage
CITIZENS EQUITY FIRST CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2023 · Amount on Record
Deed SaleApr 13, 2023 · Amount on Record
Deed Doc Number20234625
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address302-304 E LOCUST ST, BLOOMINGTON, IL 61701
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 WINDSONG WAY, BLOOMINGTON, IL 61704-8351

Mortgage

Document Number202400001990
DateFeb 15, 2024
Instrument2024-00001990
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
AddressPEORIA, IL 61615
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term121 Months
DueMar 01, 2034
Interest
Rate TypeAdjustable Rate
Rate3.96%
Min Rate At Change6.5%
Max Rate At Change9.5%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateApr 13, 2023
Property Address302-304 E LOCUST ST, BLOOMINGTON, IL 61701
Document Number202300004625
Instrument DateApr 10, 2023
Instrument2023-00004625
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 648, BLOOMINGTON, IL 61702-0648

Mortgage

Document Number202300004626
DateApr 13, 2023
Instrument2023-00004626
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2038

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$140,506 (+14.23%) Land $63,386 Building $77,120$421,518 (+14.23%) Land $190,158 Building $231,360
2024$10,460.00 (+1.75%)
2023$10,280.00 (+8.99%)$123,000 (+10.83%) Land $55,489 Building $67,511$369,000 (+10.83%) Land $166,467 Building $202,533
2022$9,432.00$110,981 Land $50,067 Building $60,914$332,943 Land $150,201 Building $182,742

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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