302 E Lewis Ln, Spencer, IN 47460 Property Records

Owen County property record for 302 E Lewis Ln, Spencer, IN 47460

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,296 sqft · built 1999
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`60-10-21-300-400.319-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.319-028`
Alternative APN	`00001038483`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001038483
Street Address	302 E LEWIS LN
City	SPENCER
State	IN
Zip	47460-1887
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PT FRL SW S21 T10 R3 0.149A AKA LEWIS-WORMAN ADD PHASE 2 BLDG 5 UNIT A *TOD TO BARBARA CHAMBERS & WILLIAM E DICK*
Legal Range	3
Legal Township	10
Legal Section	21
Legal Subdivision	LEWIS WORMAN ADD
Legal Phase	2
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1047
Census Tract	955800

Owner

302 E Lewis Ln, a condominium, is owned and occupied by an individual who acquired it in July 2005.

Source: Owen County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	302 E LEWIS LN, SPENCER, IN 47460-1887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2005
Deed Sale	Apr 12, 2005
Deed Document Number	2005160665
Deed Book / Page	219 / 114
Last Transfer Date	Jul 11, 2005
Transfer Doc	220/427
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Oct 13, 2026
Property Address	302 E LEWIS LN, SPENCER, IN 47460-1887
Document Number	0000245293
Instrument Date	Oct 6, 2026
Instrument	2026245293
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E LEWIS LN, SPENCER, IN 47460-1887

Mortgage

Document Number	0000245294,
Date	Oct 13, 2026
Instrument	2026245294

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 302 E Lewis Ln was $1,346 with a homeowner's exemption, down 5.1% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 (-5.14%) Homeowner's exemption	$184,500 Land $16,100 Building $168,400	$184,500 Land $16,100 Building $168,400
2024	$1,419.00 (+11.38%)
2023	$1,274.00 (+34.96%)	$162,100 Land $13,100 Building $149,000	$162,100 Land $13,100 Building $149,000
2022	$944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 E Lewis Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 E Lewis Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30