302 E Lake St, Ventura, IA 50482 Property Records

Cerro Gordo County property record for 302 E Lake St, Ventura, IA 50482

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,848 sqft · built 1981
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Tax Bill	$12,764 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052012600300`

Property Details

APN / Parcel Number

Primary APN	`052012600300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Finished Basement	1,200 sqft
Unfinished Basement	256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	616 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	184 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	302 E LAKE ST
City	VENTURA
State	IA
Zip	50482-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT PT 1647.5' E & 33' S NW COR 20-96-22 TH E 45' S TO SHORE LINE CLEAR LAKE SWLY ALG SHORELINE TO A PT DUE S POB TH N TO
Legal Range	22W
Legal Township	96N
Legal Section	20
Legal Subdivision	VENTURA
Jurisdiction	CERRO GORDO IA
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1019
Census Tract	950800

Owner

Source: Cerro Gordo County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 577, BOONE, IA 50036-0577
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Sep 26, 2017
Property Address	302 E LAKE ST, VENTURA, IA 50482-5012
Document Number	02017/5543
Book / Page	2017 / 5543
Instrument Date	Sep 14, 2017
Instrument	2017-5543
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 577, BOONE, IA 50036-0577

Mortgage

Document Number	02017/5544
Date	Sep 26, 2017
Book Page	2017/5544
Instrument	2017-5544

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Ventura City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,764.00	$965,450 (+6.91%) Land $436,500 Building $528,950	$965,450 (+6.91%) Land $436,500 Building $528,950
2024	$12,764.00 (+13.1%)
2023		$903,030 (+30.31%) Land $392,850 Building $510,180	$903,030 (+30.31%) Land $392,850 Building $510,180
2022	$11,286.00	$693,000 Land $218,250 Building $474,750	$693,000 Land $218,250 Building $474,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER WORKS serves 717 people · EPA ID IA1785032
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	CLEAR LAKE WATER DEPARTMENT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clear Lake Independent Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20