302 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 302 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Commercial
Details	25,000 sqft · built 1926
Lot Size	0.286 acres (12,497 sqft)
Owner	Company on Record
Last Sale	$1,050,000 (Dec 2019)
Tax Bill	$20,282 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140-0070-01670`

Property Details

APN / Parcel Number

Primary APN	`140-0070-01670`
Alternative APN	`1085202`

Interior

Units	65 Units
Stories	2 Stories
Building Area	25,000 sqft Gross Area
1st Floor Area	12,500 sqft
Basement Area	12,500 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Lot Area	12,497 sqft (0.286 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Account Number	1085202
Street Address	302 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1772
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ALL OF LOTS 6 THRU 8 & INC WLY 20 2/10 FT OFLOT 9 SERIAL #
Legal Subdivision	CENTRAL ADDITION
Legal Block	10
Legal Lot Number	6-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3005
Census Tract	12300

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	11 E SUPERIOR ST, 130, DULUTH, MN 55802-2012
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage PARK STATE BANK & TRUST
Sep 14, 2020	Deed of Trust, Mortgage AMERICAN BK/THE NORTH
Dec 6, 2019	Warranty Deed, Transfer AMERICAN BK/THE NORTH
Sep 19, 2018	Trustee's Deed, Construction Loan · Line of Credit AMERICAN BK/NORTH
Oct 6, 2017	Deed of Trust, Mortgage AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Deed Document Number	20191018248
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	302 E HOWARD ST, HIBBING, MN 55746-1772
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 15TH AVE E, HIBBING, MN 55746-5116

Mortgage

Document Number	0001059763
Date	Aug 8, 2022
Instrument	1059763

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	HIBBING, MN 55746

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 5, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	302 E HOWARD ST, HIBBING, MN 55746-1772
Document Number	00T1029011
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	302 E HOWARD ST #314 HIBBING MN 557464210, 314, HIBBING, MN 55746-4210

Mortgage

Document Number	00T1029011
Date	Sep 16, 2020
Instrument	T1029011

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2025

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 6, 2019
Property Address	302 E HOWARD ST, HIBBING, MN 55746-1772
Document Number	00T1018248
Instrument Date	Dec 2, 2019
Instrument	T1018248
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	302 E HOWARD ST #314 HIBBING MN 557464210, 314, HIBBING, MN 55746-4210

Mortgage

Document Number	T1018249
Date	Dec 6, 2019
Instrument	T1018249

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2024

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2018
Property Address	302 E HOWARD ST, HIBBING, MN 55746-1772
Instrument Date	Sep 12, 2018
Instrument	T1002859
Transaction Type	Construction Loan
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	302 E HOWARD ST HIBBING MN 557461772, HIBBING, MN 55746-1772

Mortgage

Document Number	00T1002859
Date	Sep 19, 2018
Instrument	T1002859

Lender

Name	AMERICAN BK/NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	302 E HOWARD ST, HIBBING, MN 55746-1772
Document Number	000T990706
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	302 E HOWARD ST #314 HIBBING MN 557464210, 314, HIBBING, MN 55746-4210

Mortgage

Document Number	000T990706
Date	Oct 9, 2017
Instrument	T990706

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 8, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,282.00 (+13.27%)
2025	$17,906.00 (-1.53%)	$683,600 (+25%) Land $37,000 Building $646,600	$683,600 (+25%) Land $37,000 Building $646,600
2024	$18,184.00	$546,900 (-2.76%) Land $32,000 Building $514,900	$546,900 (-2.76%) Land $32,000 Building $514,900
2022		$562,400 Land $32,000 Building $530,400	$562,400 Land $32,000 Building $530,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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