302 E Franklin St, Kenton, OH 43326 Property Records

Hardin County property record for 302 E Franklin St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,122 sqft · built 1923
Lot Size	0.174 acres (7,590 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Jan 2020)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-560047.0000`

Property Details

APN / Parcel Number

Primary APN	`36-560047.0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	1,066 sqft
Upper Floors Area	1,056 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,590 sqft (0.174 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	302 E FRANKLIN ST
City	KENTON
State	OH
Zip	43326-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSERS E N PT 12
Legal Subdivision	HOUSERS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2019
Census Tract	600

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 E FRANKLIN ST, KENTON, OH 43326-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 22, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	2020189
Deed Book / Page	555 / 1813
Prior Transfer Date	Nov 9, 2012
Prior Transfer Doc	00511/0161
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Recording Date	Aug 14, 2026
Property Address	302 E FRANKLIN ST, KENTON, OH 43326-1928
Document Number	0000002488
Book / Page	578 / 3835
Instrument Date	Aug 4, 2026
Instrument	20262488
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	E RECORDING PARTNERS NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E FRANKLIN ST, KENTON, OH 43326-1928

Mortgage

Document Number	0000002488,
Date	Aug 14, 2026
Book Page	578/3835
Instrument	20262488

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	302 E FRANKLIN ST, KENTON, OH 43326-1928
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E FRANKLIN ST, KENTON, OH 43326-1928

Mortgage

Document Number	00564/5084
Date	May 20, 2022
Book Page	564/5084
Instrument	202200001750

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 22, 2020
Property Address	302 E FRANKLIN ST, KENTON, OH 43326-1928
Document Number	00555/1813
Book / Page	555 / 1813
Instrument Date	Dec 31, 2019
Instrument	202000000189
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E FRANKLIN ST, KENTON, OH 43326-1928

Mortgage

Document Number	202000000190
Date	Jan 22, 2020
Instrument	202000000190

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 (-2.62%)	$34,310 (-) Land $2,400 Building $31,910
2024	$1,525.00 (+6.49%)	$34,310 (-) Land $2,400 Building $31,910
2023	$1,432.00 (+5.22%)	$34,310 (+19.63%) Land $2,400 Building $31,910	$98,030 (+19.64%) Land $6,860 Building $91,170
2022	$1,361.00	$28,680 Land $2,110 Building $26,570
2020			$81,940 Land $6,030 Building $75,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (2006–2013)
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: HDER Link, Verizon, Watch TV.

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