302 E Evans St, Spencer, NE 68777 Property Records

Boyd County property record for 302 E Evans St, Spencer, NE 68777 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2022
Square Footage	1,344 sqft Living Area
Lot Size	58,500 sqft (1.34 acres)
Garage	Mixed, 1,104 sqft
Last Sale	$155,000 (2020)
Tax Bill	$1,504.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`100109300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,344 sqft Living Area
1st Floor	1,344 sqft 1st Floor
Basement Area	1,344 sqft Basement
Finished Basement	1,244 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2022
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Metal Roof
Lot Area	58,500 sqft (1.34 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,104 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Deck Area	192 sqft Deck
Porch Area	144 sqft Porch

Utilities and HVAC

Heating System	Heat Pump Heating

Location & Zoning

Street Address	302 E EVANS ST
City	SPENCER
State	NE
Zip	68777-3038
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLOCK: 38 LOTS 11 THROUGH 20 PLUS WEST 10' OF ADJOINING ALLEY SPENCER VILLAGE (ORIGINAL)
Legal Subdivision	VILLAGE SPENCER
Legal Block	38
Legal Lot Number	11
Jurisdiction	BOYD NE
Minor Civil Division	SPENCER
Census Blockgroup	1
Census Block	1042
Census Tract	975800

Owner

Source: Boyd County records · APN 100109300

Assessment roll updated February 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 46, SPENCER, NE 68777-0046
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Mar 01, 2012 · Amount on Record
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD NE
Recording Date	Apr 28, 2026
Property Address	302 E EVANS ST, SPENCER, NE 68777-3038
Document Number	0000000142
Book / Page	83 / 295
Instrument Date	Apr 21, 2026
Instrument	2026142
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E EVANS ST, SPENCER, NE 68777-3038

Mortgage

Document Number	0000000142,
Date	Apr 28, 2026
Book Page	83/295
Instrument	2026142

Lender

Name	NEBRASKA BANK/COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Boyd County records · Assessment roll updated February 26, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Boyd County
County Subdivision	Spencer Township
Municipality	Spencer Village
Unified School District	Boyd County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,305 (+32.87%) Land $7,220 Building $163,085	$170,305 (+32.87%) Land $7,220 Building $163,085
2025	$1,504.00 (-18.75%)	$128,170 (+7.91%) Land $7,220 Building $120,950	$128,170 (+7.91%) Land $7,220 Building $120,950
2023	$1,851.00	$118,775 Land $4,865 Building $113,910	$118,775 Land $4,865 Building $113,910

Flood & Wildfire

302 E Evans St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Boyd County (31015C), updated August 18, 2005

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 35th percentile of exposed land nationally · 26th in Nebraska
Wildfire Likelihood	Low — about 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.