302 E Emery Ave, Emerado, ND 58228 Property Records

Grand Forks County property record for 302 E Emery Ave, Emerado, ND 58228

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,271 sqft · built 1951
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$94,900 (Feb 2020)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	May 2005 Mortgage Feb 2020 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`42000100088001`

Property Details

APN / Parcel Number

Primary APN	`42000100088001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Detached

Location & Zoning

Street Address	302 E EMERY AVE
City	EMERADO
State	ND
Zip	58228-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 420001 BLK: B LOT: 2 N125'OF E100'L2 B B
Legal Subdivision	MEKINOCK
Legal Block	B
Legal Lot Number	2
Jurisdiction	GRAND FORKS ND
Township / Civil Division	EMERADO
Census Block Group	1
Census Block	1148
Census Tract	12000

Owner

Source: Grand Forks County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 214, EMERADO, ND 58228-0214
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2005	Deed of Trust, Mortgage WELLS FARGO FINANCIAL BANK
Feb 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST CLASS MTG 3 INC
Mar 7, 2013	Warranty Deed, Transfer · VA Mortgage US BANK NA
Aug 11, 2010	Warranty Deed, Transfer · FHA Mortgage BANK OF THE WEST
Nov 19, 2007	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Mar 7, 2013 · Amount on Record
Deed Document Number	2020798904
Record Updated	Sep 20, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	302 E EMERY AVE, EMERADO, ND 58228-4029
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000638247
Date	May 9, 2005
Instrument	638247

Lender

Name	WELLS FARGO FINANCIAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Index	1-Month LIBOR

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Feb 4, 2020
Property Address	302 E EMERY AVE, EMERADO, ND 58228-4029
Document Number	0000798904
Instrument Date	Jan 28, 2020
Instrument	798904
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 214, EMERADO, ND 58228-0214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000798905
Date	Feb 4, 2020
Instrument	798905

Lender

Name	FIRST CLASS MTG 3 INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Mar 7, 2013
Property Address	302 E EMERY AVE, EMERADO, ND 58228-4029
Document Number	0000729456
Map Reference	MB21 PG125
Instrument Date	Feb 8, 2013
Instrument	729456
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 214, EMERADO, ND 58228-0214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000729457
Date	Mar 7, 2013
Instrument	729457

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2043

August 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Aug 11, 2010
Property Address	302 E EMERY AVE, EMERADO, ND 58228-4029
Document Number	0000699359
Instrument Date	Aug 6, 2010
Instrument	699359
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E EMERY AVE, EMERADO, ND 58228-4029

Mortgage

Document Number	0000699360
Date	Aug 11, 2010
Instrument	699360

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2040

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Nov 19, 2007
Property Address	302 E EMERY AVE, EMERADO, ND 58228-4029
Document Number	0000669364
Instrument Date	Nov 15, 2007
Instrument	669364
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 HAWAN W, GRAND FORKS AFB, ND 58204

Mortgage

Document Number	0000669365
Date	Nov 19, 2007
Instrument	669365

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Emerado City
Elementary School District	Emerado Public School District 127 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (+2.05%)	$50,050 (+2.56%) Land $4,850 Building $45,200	$100,100 (+2.56%) Land $9,700 Building $90,400
2023	$1,121.00	$48,800 Land $4,850 Building $43,950	$97,600 Land $9,700 Building $87,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1997–2020)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2020 · 4 claims Severe Storms, Flooding And Ground Saturation, Jun 2000 · 3 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 86% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60

May also be available: Polar Telecommunications, Verizon.

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